Bay Ridge

1750 86th St
Brooklyn, NY 11214

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 78
Date Established 1934
Assets $200.01 million
Loans $176.30 million
Deposits $180.68 million
Capital $16.88 million

Bay Ridge is an NCUA insured institution located in Brooklyn, NY. It was founded in 1934 and has approximately $200.01 millions in assets.

Who can join?

The union serves those who meet any of the following qualifications:

Bay Ridge Consumer Federation

Corporate Limousine Groups

All City
Big Apple Car
Charge & Ride
Communicar
Concord Limousine, Inc.
Dial Car, Inc.
Executive Charge, Inc.
IntaBoro
Vital Transportation, Inc.
XYZ Two Way Radio Service
Schools

Adelphi Academy
Saint Athanasius R.C. Church
St. Patrick's School
Xaverian High School
Community Organizations

Liberty Association of NY
Bay Ridge Volvo-Honda Group
Bay Ridge Comm Svc Center
Brooklyn Consumer Federation
Bravo Vol. Ambulance Svc.
Brooklyn Economic Devel. Corp.
HealthPlus
HeartShare
Margaret Tietz Nursing & Rehab
Metropolitan Detention Center
The Guild for Exception Children
Intl Longshoreman's Association

ILA Local 824
ILA Local 958
ILA Local 976
ILA Local 1171
ILA Local 1277
ILA Local 1716
ILA Local 1814
American Sugar
American Warehousing
American Stevedoring
Duro Bag
Jetro
Industrial Acoustics
Community Districts

Brooklyn Community District 7
Brooklyn Community District 10
Brooklyn Community District 11
Brooklyn Community District 13
Brooklyn Community District 15

If you are a credit union member, your immediate family may also join. (Immediate family includes the spouse, children, parents, brothers, sisters, grandparents, and grandchildren.) Also, household members sharing living expenses with a member are eligible to join.

Field of Membership Restrictions

Membership is open to those who live in Brooklyn Community Districts 7, 10, 11,13, 15 and a select group of community organizations, schools, limousine groups, and longshoreman's associations.

Deposit Rates

Your Current Location: Virginia, VA 20146

We do not yet have rates for Bay Ridge

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Bay Ridge
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for Bay Ridge, but see these great savings and CD rates:

2.00% APY 12 Month CD from Synchrony Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BAY RIDGE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
4.125% 4.125% 0.00 $0 $1,212 Learn More
James B. Nutter & Company
NMLS ID: 2067
4.500% 4.500% 0.00 $0 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.490% $224.24 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to BAY RIDGE
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Bay Ridge branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bay Ridge Locations

Financial Details

Bay Ridge Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bay Ridge. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Bay Ridge U.S. Average
0.61% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2017, Bay Ridge had $24,477 in non-current loans and $120,000 in owned assets. To cover these potential losses it had $16,883,494 in net worth and $6,814,589 in loans loss reserves. That gives it a Texas Ratio of 0.61%.

Net Worth
Bay Ridge U.S. Average
8.44% 13.03%

Bay Ridge FCU has a net worth of 8.44% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Bay Ridge

What is Bay Ridge?

A federal credit union, registered with the NCUA under certificate #78.
Learn more about credit unions here.

Is Bay Ridge FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Bay Ridge?

Please see Field of Membership information above for information on who is eligible to join.

What are Bay Ridge's share account and share certificate rates?

Bay Ridge's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Bay Ridge?

Bay Ridge has total capital of $16.88 million. Full information on Bay Ridge's financial position is located above.

Who owns Bay Ridge?

Credit Unions are owned by their members.

Where are Bay Ridge branches located?

See branch locations nearby.

Are Bay Ridge ATMs Open 24/7?

Do Bay Ridge ATMs accept cash deposits?

Can Bay Ridge customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Bay Ridge have a mobile app?

Does Bay Ridge have mobile deposit?

Does Bay Ridge have quick pay?

How can Bay Ridge transfer money to other banks or credit unions?

Does Bay Ridge report to credit bureaus?

Does Bay Ridge use Chexsystems?

Does Bay Ridge use Equifax?

What is Bay Ridge's toll free phone number?

What is Bay Ridge's ACH Routing Number?

What is Bay Ridge's SWIFT code?

Where can I find Bay Ridge's wire transfer form?

What is the Bay Ridge address for deposits?

What Products Does Bay Ridge Offer

Does Bay Ridge offer mortgages?

Compare mortgage rates here.

Does Bay Ridge offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bay Ridge offer auto and RV loans?

Compare auto loan rates here.

Does Bay Ridge offer student loans or personal loans?

Compare personal loan rates here.

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