Baylor Health Care System Credit Union

Headquarters

4005 Crutcher St Ste 130
Dallas, TX 75246
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Notable Rates APY Vs.Others
Savings 0.30% 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Baylor Health Care System is an NCUA insured institution located in Dallas, TX. It was founded in 1957 and has approximately $81.1 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67544
Date Established 1957
Assets $81.10 million
Loans $33.82 million
Deposits $63.12 million
Capital $17.92 million
 

Field of Membership Restrictions

Baylor Health Care System CU is open to the staff, faculty, and volunteers, current and retired, of Baylor Scott & White Health-North Texas or its subsidiaries. Membership eligibility also extends to include the families of current CU members.

Deposit Rates - September 29, 2026

Your Current Location: Illinois, IL

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.30% $2,500 $4,999 Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 29, 2026

Your Current Location: Illinois, IL

There are currently no loan rates available for Baylor Health Care System

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Illinois 30 Year Fixed Mortgage Rates 2026

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Featured - Illinois Home Equity Line Of Credit Rates 2026

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Branches

Below are Baylor Health Care System branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Moline,Illinois


Baylor Health Care System Locations


BranchDistance Map View Lobby Hours

Main Office

686.99 A View Lobby Hours


Climate Policy and Initiatives

BAYLOR HEALTH CARE SYSTEM is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Baylor Health Care System Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Baylor Health Care System. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Baylor Health Care System U.S. Average
3.99% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Baylor Health Care System had $722,490 in non-current loans and $0 in owned assets. To cover these potential losses it had $17,919,524 in net worth and $201,855 in loans loss reserves. That gives it a Texas Ratio of 3.99%.

Net Worth
Baylor Health Care System U.S. Average
22.1% 14.48%

Baylor Health Care System FCU has a net worth of 22.1% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Baylor Health Care System

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