Bayonne City Employees Federal Credit Union

Headquarters

630 Avenue C
Bayonne, NJ 07002
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Bayonne City Employees is an NCUA insured institution located in Bayonne, NJ. It was founded in 1949 and has approximately $4.06 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 6443
Date Established 1949
Assets $4.06 million
Loans $2.13 million
Deposits $2.83 million
Capital $1.12 million
 

Deposit Rates - October 1, 2026

Your Current Location: New Jersey, NJ

We do not yet have rates for Bayonne City Employees

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Loan Rates - October 1, 2026

Your Current Location: New Jersey, NJ

There are currently no loan rates available for Bayonne City Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New Jersey 30 Year Fixed Mortgage Rates 2026

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Featured - New Jersey Home Equity Line Of Credit Rates 2026

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Branches

Below are Bayonne City Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Clifton,New Jersey


Bayonne City Employees Locations


BranchDistance Map View Lobby Hours

Bayonne City Employees FCU

14.67 A View Lobby Hours


Climate Policy and Initiatives

BAYONNE CITY EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Bayonne City Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bayonne City Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bayonne City Employees U.S. Average
3.15% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Bayonne City Employees had $35,925 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,118,620 in net worth and $22,161 in loans loss reserves. That gives it a Texas Ratio of 3.15%.

Net Worth
Bayonne City Employees U.S. Average
27.54% 14.48%

Bayonne City Employees FCU has a net worth of 27.54% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Bayonne City Employees

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