BCM

1 Baylor Plz Ste 59E, Mail Stop BCM
Houston, TX 77030

Notable Rates APY Vs.Others
Savings 0.25% 2.25% →
1-Year CD 0.90% 2.25% →
2-Year CD 1.00% 2.50% →
5-Year CD N.A. 3.25% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Bcm is an NCUA insured institution located in Houston, TX. It was founded in 1959 and has approximately $40.92 millions in assets.

NCUA Insured Yes
Charter Number # # 12892
Date Established 1959
Assets $40.92 million
Loans $20.81 million
Deposits $36.95 million
Capital $3.67 million
 

Deposit Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.50% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.50% $1,000 - Learn MoreShow Less
6 Mo CD
0.75% $1,000 - Learn MoreShow Less
12 Mo CD
0.90% $1,000 - Learn MoreShow Less
24 Mo CD
1.00% $1,000 - Learn MoreShow Less
36 Mo CD
1.10% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $500 - Learn MoreShow Less

Loan Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BCM

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to BCM
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Bcm branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Bcm Locations


Financial Details

Bcm Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bcm. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bcm U.S. Average
8.73% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Bcm had $240,866 in non-current loans and $95,717 in owned assets. To cover these potential losses it had $3,671,244 in net worth and $183,092 in loans loss reserves. That gives it a Texas Ratio of 8.73%.

Net Worth
Bcm U.S. Average
8.97% 13.65%

Bcm FCU has a net worth of 8.97% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Bcm

Branches and Savings

What is Bcm?

A federal credit union, registered with the NCUA under certificate #12892.
Learn more about credit unions here.

Is Bcm FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Bcm?

Please see Field of Membership information above for information on who is eligible to join.

What are Bcm's share account and share certificate rates?

Bcm's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Bcm?

Bcm has total capital of $3.67 million. Full information on Bcm's financial position is located above.

Who owns Bcm?

Credit Unions are owned by their members.

Where are Bcm branches located?

See branch locations nearby.

Are Bcm ATMs Open 24/7?

Do Bcm ATMs accept cash deposits?

Can Bcm customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Bcm have a mobile app?

Does Bcm have mobile deposit?

Does Bcm have quick pay?

How can Bcm transfer money to other banks or credit unions?

Does Bcm report to credit bureaus?

Does Bcm use Chexsystems?

Does Bcm use Equifax?

What is Bcm's toll free phone number?

What is Bcm's ACH Routing Number?

What is Bcm's SWIFT code?

Where can I find Bcm's wire transfer form?

What is the Bcm address for deposits?

What Products Does Bcm Offer

Does Bcm offer mortgages?

Compare mortgage rates here.

Does Bcm offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bcm offer auto and RV loans?

Compare auto loan rates here.

Does Bcm offer student loans or personal loans?

Compare personal loan rates here.

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