4164 Virginia Beach Blvd
Virginia Beach, VA 23452
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 1.40% →
1-Year CD 1.50% 1.15% →
2-Year CD 1.60% 1.26% →
5-Year CD 1.73% 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Beach Municipal is an NCUA insured institution located in Virginia Beach, VA. It was founded in 1970 and has approximately $116.84 millions in assets.

NCUA Insured Yes
Charter Number # # 20394
Date Established 1970
Assets $116.84 million
Loans $76.03 million
Deposits $101.64 million
Capital $16.54 million

Field of Membership Restrictions

Must be an employee, appointed member or volunteer of the City of Virginia Beach.

Deposit Rates - July 4, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $1,001 - Learn More
Money Market
0.25% $2,500 $9,999 Learn More
Money Market
0.35% $10,000 $24,999 Learn More
Money Market
0.50% $25,000 $99,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.54% $1,000 - Learn More
6 Mo CD
1.32% $10,000 - Learn More
12 Mo CD
1.50% $10,000 - Learn More
18 Mo CD
1.53% $10,000 - Learn More
24 Mo CD
1.60% $10,000 - Learn More
30 Mo CD
1.70% $10,000 - Learn More
60 Mo CD
1.73% $500 - Learn More
Variable IRA Rates APY MIN MAX
0.30% $1 - Learn MoreShow Less
Fixed IRA
1.25% $500 $2,499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less

Loan Rates - July 4, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BEACH MUNICIPAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
NMLS ID: 2890
License#: 13256
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Beach Municipal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Beach Municipal Locations

Financial Details

Beach Municipal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Beach Municipal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Beach Municipal U.S. Average
5.97% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Beach Municipal had $380,616 in non-current loans and $629,552 in owned assets. To cover these potential losses it had $16,537,710 in net worth and $380,938 in loans loss reserves. That gives it a Texas Ratio of 5.97%.

Net Worth
Beach Municipal U.S. Average
14.15% 13.86%

Beach Municipal FCU has a net worth of 14.15% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Beach Municipal

Branches and Savings

What is Beach Municipal?

A federal credit union, registered with the NCUA under certificate #20394.
Learn more about credit unions here.

Is Beach Municipal FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Beach Municipal?

Please see Field of Membership information above for information on who is eligible to join.

What are Beach Municipal's share account and share certificate rates?

Beach Municipal's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Beach Municipal?

Beach Municipal has total capital of $16.54 million. Full information on Beach Municipal's financial position is located above.

Who owns Beach Municipal?

Credit Unions are owned by their members.

Where are Beach Municipal branches located?

See branch locations nearby.

Are Beach Municipal ATMs Open 24/7?

Do Beach Municipal ATMs accept cash deposits?

Can Beach Municipal customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Beach Municipal have a mobile app?

Does Beach Municipal have mobile deposit?

Does Beach Municipal have quick pay?

How can Beach Municipal transfer money to other banks or credit unions?

Does Beach Municipal report to credit bureaus?

Does Beach Municipal use Chexsystems?

Does Beach Municipal use Equifax?

What is Beach Municipal's toll free phone number?

What is Beach Municipal's ACH Routing Number?

What is Beach Municipal's SWIFT code?

Where can I find Beach Municipal's wire transfer form?

What is the Beach Municipal address for deposits?

What Products Does Beach Municipal Offer

Does Beach Municipal offer mortgages?

Compare mortgage rates here.

Does Beach Municipal offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Beach Municipal offer auto and RV loans?

Compare auto loan rates here.

Does Beach Municipal offer student loans or personal loans?

Compare personal loan rates here.

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