21131 Jamaica Ave
Queens Village, NY 11428
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Notable Rates APY Vs.Others
Savings 0.20% 0.65% →
1-Year CD 0.50% 0.70% →
2-Year CD 0.55% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Qside is an NCUA insured institution located in Queens Village, NY. It was founded in 1940 and has approximately $59.98 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3947
Date Established 1940
Assets $59.98 million
Loans $23.83 million
Deposits $52.90 million
Capital $4.13 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in select areas of the Queens community. Also open to employees of Consolidate Edison and its subsidiaries who work in Bronx, Kings, New York, Queens, Richmond and Westchester Counties, New York.

Deposit Rates - July 24, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.20% $2,500 $4,999 Learn More
Money Market
0.25% $10,000 $24,999 Learn More
Money Market
0.30% $25,000 $49,999 Learn More
Money Market
0.35% $50,000 $2,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.30% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.35% $10,000 $14,999 Learn More
24 Mo CD
0.55% $100,000 $199,999 Learn More
36 Mo CD
0.45% $10,000 $14,999 Learn More
36 Mo CD
0.60% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.25% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $99 Learn MoreShow Less
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - July 24, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for QSIDE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Neighbors Bank
NMLS ID: 491986
2.808% 2.750% 0.75 $1,875 $1,021 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to QSIDE
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Below are Qside branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Qside Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Qside. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Qside U.S. Average
0.92% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Qside had $28,146 in non-current loans and $11,621 in owned assets. To cover these potential losses it had $4,131,466 in net worth and $188,666 in loans loss reserves. That gives it a Texas Ratio of 0.92%.

Net Worth
Qside U.S. Average
7.17% 12.20%

Qside FCU has a net worth of 7.17% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Qside

Branches and Savings

What is Qside?

A federal credit union, registered with the NCUA under certificate #3947.
Learn more about credit unions here.

Is Qside FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Qside is insured by the NCUA.

Who can join Qside?

Please see Field of Membership information above for information on who is eligible to join.

What are Qside's share account and share certificate rates?

Qside's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Qside?

Qside has total capital of $4.13 million. Full information on Qside's financial position is located above.

Who owns Qside?

Credit Unions are owned by their members.

Where are Qside branches located?

See branch locations nearby.

Are Qside ATMs Open 24/7?

Do Qside ATMs accept cash deposits?

Can Qside customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Qside have a mobile app?

Does Qside have mobile deposit?

Does Qside have quick pay?

How can Qside transfer money to other banks or credit unions?

Does Qside report to credit bureaus?

Does Qside use Chexsystems?

Does Qside use Equifax?

What is Qside's toll free phone number?

What is Qside's ACH Routing Number?

What is Qside's SWIFT code?

Where can I find Qside's wire transfer form?

What is the Qside address for deposits?

What Products Does Qside Offer

Does Qside offer mortgages?

Compare mortgage rates here.

Does Qside offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Qside offer auto and RV loans?

Compare auto loan rates here.

Does Qside offer student loans or personal loans?

Compare personal loan rates here.

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