Qside Federal Credit Union

Headquarters

21131 Jamaica Ave
Queens Village, NY 11428
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.85% →
1-Year CD 0.50% 0.67% →
2-Year CD 0.55% 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Qside is an NCUA insured institution located in Queens Village, NY. It was founded in 1940 and has approximately $57.87 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3947
Date Established 1940
Assets $57.87 million
Loans $22.60 million
Deposits $52.35 million
Capital $4.25 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in select areas of the Queens community. Also open to employees of Consolidate Edison and its subsidiaries who work in Bronx, Kings, New York, Queens, Richmond and Westchester Counties, New York.

Deposit Rates - December 6, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.25% $10,000 $24,999 Learn More
Money Market
0.30% $25,000 $49,999 Learn More
Money Market
0.35% $50,000 $2,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.30% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.35% $10,000 $14,999 Learn More
24 Mo CD
0.55% $100,000 $199,999 Learn More
36 Mo CD
0.45% $10,000 $14,999 Learn More
36 Mo CD
0.60% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $99 Learn MoreShow Less
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 6, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for QSIDE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
New American Funding
NMLS ID: 6606
2.996% 2.875% 0.88 $3,922 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to QSIDE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Qside branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia



Climate Initiatives

QSIDE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Qside Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Qside. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Qside U.S. Average
0.57% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Qside had $13,571 in non-current loans and $11,621 in owned assets. To cover these potential losses it had $4,249,863 in net worth and $163,233 in loans loss reserves. That gives it a Texas Ratio of 0.57%.

Net Worth
Qside U.S. Average
7.34% 12.22%

Qside FCU has a net worth of 7.34% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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