BLACK HILLS

2700 N PLAZA DRIVE
Rapid City, SD 57702

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 4365
Date Established 1941
Assets $1,339.70 million
Loans $848.73 million
Deposits $1,174.65 million
Capital $151.23 million

Black Hills is an NCUA insured institution located in Rapid City, SD. It was founded in 1941 and has approximately $1339.7 millions in assets.

Who can join?

Persons who live, work, worship, volunteer, or attend school, and businesses or other legal entities in Pennington, Butte, Custer, Dewey, Fall River, Haakon, Hughes, Lawrence, Meade, Stanley, or Ziebach Counties in South Dakota are eligible to join.

Members of their immediate families or households are also eligible.

Field of Membership Restrictions

Membership in Black Hills Federal Credit Union is open to those who live, work, worship, volunteer, or attend school, and businesses or other legal entities in Pennington, Buffalo, Butte, Custer, Dewey, Fall River, Haakon, Hughes, Hyde, Jerauld, Lawrence, Lincoln, Meade, McCook, Miner, Sanborn, Stanley, Sully, Turner, or Ziebach Counties in South Dakota.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.35% $1 $4,999 Learn MoreShow Less
Money Market
0.45% $5,000 $24,999 Learn MoreShow Less
Money Market
0.50% $25,000 $49,999 Learn MoreShow Less
Premium Money Market Account
0.55% $5,000 $24,999 Learn MoreShow Less
Premium Money Market Account
0.75% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
2.25% $500 $24,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.10% $500 $24,999 Learn MoreShow Less
3 Mo CD
1.20% $25,000 - Learn MoreShow Less
1.55% $500 $24,999 Learn MoreShow Less
6 Mo CD
1.65% $25,000 - Learn MoreShow Less
2.25% $500 $24,999 Learn MoreShow Less
12 Mo CD
2.40% $100,000 $199,999 Learn MoreShow Less
2.40% $500 $24,999 Learn MoreShow Less
18 Mo CD
2.55% $100,000 $199,999 Learn MoreShow Less
2.40% $500 $24,999 Learn MoreShow Less
24 Mo CD
2.55% $100,000 $199,999 Learn MoreShow Less
2.40% $500 $24,999 Learn MoreShow Less
30 Mo CD
2.55% $100,000 $199,999 Learn MoreShow Less
2.50% $500 $24,999 Learn MoreShow Less
36 Mo CD
2.65% $100,000 $199,999 Learn MoreShow Less
2.55% $500 $24,999 Learn MoreShow Less
48 Mo CD
2.70% $100,000 $199,999 Learn MoreShow Less
2.90% $500 $24,999 Learn MoreShow Less
60 Mo CD
3.05% $100,000 $199,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.70% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $1,500 - Learn MoreShow Less

Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BLACK HILLS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to BLACK HILLS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Black Hills branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Black Hills Locations


Financial Details

Black Hills Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Black Hills. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Black Hills U.S. Average
3.60% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Black Hills had $5,528,611 in non-current loans and $18,367 in owned assets. To cover these potential losses it had $151,234,056 in net worth and $2,697,864 in loans loss reserves. That gives it a Texas Ratio of 3.60%.

Net Worth
Black Hills U.S. Average
11.28% 13.47%

Black Hills FCU has a net worth of 11.28% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Black Hills

Branches and Savings

What is Black Hills?

A federal credit union, registered with the NCUA under certificate #4365.
Learn more about credit unions here.

Is Black Hills FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Black Hills?

Please see Field of Membership information above for information on who is eligible to join.

What are Black Hills's share account and share certificate rates?

Black Hills's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Black Hills?

Black Hills has total capital of $151.23 million. Full information on Black Hills's financial position is located above.

Who owns Black Hills?

Credit Unions are owned by their members.

Where are Black Hills branches located?

See branch locations nearby.

Are Black Hills ATMs Open 24/7?

Do Black Hills ATMs accept cash deposits?

Can Black Hills customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Black Hills have a mobile app?

Does Black Hills have mobile deposit?

Does Black Hills have quick pay?

How can Black Hills transfer money to other banks or credit unions?

Does Black Hills report to credit bureaus?

Does Black Hills use Chexsystems?

Does Black Hills use Equifax?

What is Black Hills's toll free phone number?

What is Black Hills's ACH Routing Number?

What is Black Hills's SWIFT code?

Where can I find Black Hills's wire transfer form?

What is the Black Hills address for deposits?

What Products Does Black Hills Offer

Does Black Hills offer mortgages?

Compare mortgage rates here.

Does Black Hills offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Black Hills offer auto and RV loans?

Compare auto loan rates here.

Does Black Hills offer student loans or personal loans?

Compare personal loan rates here.

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