Rye, NY 10580

Notable Rates APY Vs.Others
Savings 0.33% 2.10% →
1-Year CD 0.75% 2.02% →
2-Year CD 0.85% 2.02% →
5-Year CD 1.00% 2.02% →
30-Year Mortgage N.A. 3.03% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 3.25% →

2020 Overview

General Credit Union Information

Usalliance is an NCUA insured institution located in Rye, NY. It was founded in 1966 and has approximately $1807.93 millions in assets.

Who can join?

You can if you...

Are an employee or retiree of the state or local government in one of these New York counties:
Columbia, Duchess, Greene, Orange, Putnam, Rockland, Sullivan, Ulster, or Westchester

Live, work, or worship in one of these Massachusetts counties:
Barnstable, Essex, Middlesex, Norfolk, Plymouth, Suffolk, or Worchester

Are a member of one of these charitable organizations: WARC, Council of Community Service, or Rye Arts Center

Are an employee or retiree of one of their select New York or Massachusetts Companies.

Are a relative of an existing USAlliance member.

And even if the above doesn't apply to you, you can help children with developmental disabilities and their families through your USAlliance membership. By supporting WARC, a community-based outreach program, you'll qualify for membership in USAlliance and help children in need overcome the challenges facing them. USAlliance will happily help by making the $15 donation for you.

NCUA Insured Yes
Charter Number # # 17587
Date Established 1966
Assets $1,807.93 million
Loans $1,527.80 million
Deposits $1,341.67 million
Capital $150.54 million

Field of Membership Restrictions

Membership in USALLIANCE Financial is open to anyone through membership in Tread Lightly! association. Membership is open to those who live, work, or worship in the Massachusetts counties of Barnstable, Essex, Middlesex, Norfolk, Plymouth, Suffolk, or Worcester, and the city of West Haven, Connecticut, to employees or retirees of the state or local government in one of these NY counties: Columbia, Dutchess, Greene, Orange, Putnam, Rockland, Sullivan, Ulster, Westchester or select employers or through a membership in a sponsor association.

Deposit Rates - March 28, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.07% $2,000 $9,999 Learn MoreShow Less
Money Market
0.10% $10,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $500 - Learn MoreShow Less
6 Mo CD
0.20% $500 - Learn MoreShow Less
Fixed IRA
0.75% $500 - Learn MoreShow Less

Loan Rates - March 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for USALLIANCE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Usalliance branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Usalliance Locations

Financial Details

Usalliance Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Usalliance. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Usalliance U.S. Average
5.46% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Usalliance had $6,071,504 in non-current loans and $2,834,870 in owned assets. To cover these potential losses it had $150,543,673 in net worth and $12,687,339 in loans loss reserves. That gives it a Texas Ratio of 5.46%.

Net Worth
Usalliance U.S. Average
8.72% 13.65%

Usalliance FCU has a net worth of 8.72% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Usalliance

Branches and Savings

What is Usalliance?

A federal credit union, registered with the NCUA under certificate #17587.
Learn more about credit unions here.

Is Usalliance FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Usalliance?

Please see Field of Membership information above for information on who is eligible to join.

What are Usalliance's share account and share certificate rates?

Usalliance's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Usalliance?

Usalliance has total capital of $150.54 million. Full information on Usalliance's financial position is located above.

Who owns Usalliance?

Credit Unions are owned by their members.

Where are Usalliance branches located?

See branch locations nearby.

Are Usalliance ATMs Open 24/7?

Do Usalliance ATMs accept cash deposits?

Can Usalliance customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Usalliance have a mobile app?

Does Usalliance have mobile deposit?

Does Usalliance have quick pay?

How can Usalliance transfer money to other banks or credit unions?

Does Usalliance report to credit bureaus?

Does Usalliance use Chexsystems?

Does Usalliance use Equifax?

What is Usalliance's toll free phone number?

What is Usalliance's ACH Routing Number?

What is Usalliance's SWIFT code?

Where can I find Usalliance's wire transfer form?

What is the Usalliance address for deposits?

What Products Does Usalliance Offer

Does Usalliance offer mortgages?

Compare mortgage rates here.

Does Usalliance offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Usalliance offer auto and RV loans?

Compare auto loan rates here.

Does Usalliance offer student loans or personal loans?

Compare personal loan rates here.

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