US Alliance


411 Theodore Fremd Ave
Rye, NY 10580
See all branch locations →

Notable Rates APY Vs.Others
Savings 1.75% 2.55% →
1-Year CD 0.25% 2.80% →
2-Year CD 1.75% 3.20% →
5-Year CD 0.80% 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Us Alliance is an NCUA insured institution located in Rye, NY. It was founded in 1966 and has approximately $2378.49 millions in assets.

Who can join?

You can if you...

Are an employee or retiree of the state or local government in one of these New York counties:
Columbia, Duchess, Greene, Orange, Putnam, Rockland, Sullivan, Ulster, or Westchester

Live, work, or worship in one of these Massachusetts counties:
Barnstable, Essex, Middlesex, Norfolk, Plymouth, Suffolk, or Worchester

Are a member of one of these charitable organizations: WARC, Council of Community Service, or Rye Arts Center

Are an employee or retiree of one of their select New York or Massachusetts Companies.

Are a relative of an existing USAlliance member.

And even if the above doesn't apply to you, you can help children with developmental disabilities and their families through your USAlliance membership. By supporting WARC, a community-based outreach program, you'll qualify for membership in USAlliance and help children in need overcome the challenges facing them. USAlliance will happily help by making the $15 donation for you.

NCUA Insured Yes / Federally Chartered
Charter Number # # 17587
Date Established 1966
Assets $2,378.49 million
Loans $2,077.50 million
Deposits $1,818.63 million
Capital $203.43 million

Field of Membership Restrictions

Membership in USALLIANCE Financial is open to anyone through membership in Tread Lightly! association. Membership is open to those who live, work, or worship in the Massachusetts counties of Barnstable, Essex, Middlesex, Norfolk, Plymouth, Suffolk, or Worcester, and the city of West Haven, Connecticut, to employees or retirees of the state or local government in one of these NY counties: Columbia, Dutchess, Greene, Orange, Putnam, Rockland, Sullivan, Ulster, Westchester or select employers or through a membership in a sponsor association.

Deposit Rates - August 14, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
1.75% $500 - Learn More
Money Market
0.07% $2,000 $9,999 Learn More
Money Market
0.10% $10,000 $49,999 Learn More
Money Market
0.15% $50,000 $99,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $500 - Learn More
12 Mo CD
0.25% $500 - Learn More
Special: 18 Mo CD
0.75% $500 - Learn More
18 Mo CD
1.25% $500 - Learn More
24 Mo CD
1.75% $500 - Learn More
35 Mo CD
0.80% $500 - Learn More
36 Mo CD
0.75% $500 - Learn More
48 Mo CD
2.00% $500 - Learn More
60 Mo CD
0.80% $500 - Learn More

Loan Rates - August 14, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for USALLIANCE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
4.697% 4.625% 0.88 $2,098 $1,286 Learn More
Choicelend Mortgage
NMLS ID: 292770
License#: 01739645
4.455% 4.375% 1.00 $2,358 $1,249 Learn More
NMLS ID: 2890
License#: 413-0477
4.851% 4.750% 0.75 $2,920 $1,305 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Us Alliance branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

Us Alliance Locations

Climate Initiatives

USALLIANCE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Us Alliance Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Us Alliance. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Us Alliance U.S. Average
3.93% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Us Alliance had $7,392,889 in non-current loans and $1,253,326 in owned assets. To cover these potential losses it had $203,426,279 in net worth and $16,747,138 in loans loss reserves. That gives it a Texas Ratio of 3.93%.

Net Worth
Us Alliance U.S. Average
9.25% 12.28%

Us Alliance FCU has a net worth of 9.25% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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