PO BOX 3670
Dublin, OH 43016

Notable Rates APY Vs.Others
Savings 0.05% 2.20% →
1-Year CD 1.20% 2.20% →
2-Year CD 1.30% 2.20% →
5-Year CD 1.50% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Bmi is an NCUA insured institution located in Dublin, OH. It was founded in 1936 and has approximately $507.8 millions in assets.

Who can join?

Anyone who lives, works, worships, or attends school in the Columbus Metropolitan Statistical Area is eligible to join. This area includes Franklin, Pickaway, Fairfield, Licking, Delaware, Morrow, Union and Madison counties.

Membership is also available to immediate family members of a current member, and anyone sharing household expense of a current member. Family members are described as: spouse, child, sibling, parent, grandparent, grandchild, step-parents, step-children, step-siblings, and adoptive relationships. These relationships are not dependent on the person living under the same roof as the primary potential member.

NCUA Insured Yes
Charter Number # # 1199
Date Established 1936
Assets $507.80 million
Loans $370.24 million
Deposits $409.09 million
Capital $50.20 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in the Columbus Metropolitan Statistical Area, including Franklin, Pickaway, Fairfield, Licking, Delaware, Morrow, Union and Madison counties. Membership is also available to immediate family members of a current member, and anyone sharing household expense of a current member.

Deposit Rates - February 25, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA
1.20% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.30% $500 - Learn MoreShow Less
6 Mo CD
0.50% $500 - Learn MoreShow Less
12 Mo CD
1.20% $500 - Learn MoreShow Less
18 Mo CD
1.25% $500 - Learn MoreShow Less
24 Mo CD
1.30% $500 - Learn MoreShow Less
30 Mo CD
1.30% $500 - Learn MoreShow Less
36 Mo CD
1.35% $500 - Learn MoreShow Less
48 Mo CD
1.40% $500 - Learn MoreShow Less
60 Mo CD
1.50% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.05% $5 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
0.20% $2,500 $9,999 Learn MoreShow Less

Loan Rates - February 25, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BMI

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More
Rocket Mortgage
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More
NMLS ID: 2890
License#: 13256
3.163% 3.125% 0.50 $1,192 $1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info

Note to BMI
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Below are Bmi branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Bmi Locations

Financial Details

Bmi Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bmi. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bmi U.S. Average
2.09% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Bmi had $673,303 in non-current loans and $391,132 in owned assets. To cover these potential losses it had $50,203,092 in net worth and $772,799 in loans loss reserves. That gives it a Texas Ratio of 2.09%.

Net Worth
Bmi U.S. Average
9.88% 13.65%

Bmi FCU has a net worth of 9.88% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Bmi

Branches and Savings

What is Bmi?

A federal credit union, registered with the NCUA under certificate #1199.
Learn more about credit unions here.

Is Bmi FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Bmi?

Please see Field of Membership information above for information on who is eligible to join.

What are Bmi's share account and share certificate rates?

Bmi's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Bmi?

Bmi has total capital of $50.20 million. Full information on Bmi's financial position is located above.

Who owns Bmi?

Credit Unions are owned by their members.

Where are Bmi branches located?

See branch locations nearby.

Are Bmi ATMs Open 24/7?

Do Bmi ATMs accept cash deposits?

Can Bmi customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Bmi have a mobile app?

Does Bmi have mobile deposit?

Does Bmi have quick pay?

How can Bmi transfer money to other banks or credit unions?

Does Bmi report to credit bureaus?

Does Bmi use Chexsystems?

Does Bmi use Equifax?

What is Bmi's toll free phone number?

What is Bmi's ACH Routing Number?

What is Bmi's SWIFT code?

Where can I find Bmi's wire transfer form?

What is the Bmi address for deposits?

What Products Does Bmi Offer

Does Bmi offer mortgages?

Compare mortgage rates here.

Does Bmi offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bmi offer auto and RV loans?

Compare auto loan rates here.

Does Bmi offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Bmi

  • June 10, 2019 |

    BMI doesn't provide overdraft, will deny charges, plus charge you $29.00 for those denied charges. Then you also incur a returned payment fee from your recipient of said payment. And they don't even notify you when this happens. I had a charge of $50.00 denied three times, BMI never notified me of the declined payment, charged me $29.00 each time. So a payment of $50 costed me $170 with their charges and a returned payment fee of $30 from the recipient.

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