Bykota Federal Credit Union

Headquarters

457 Grand Ave
Brooklyn, NY 11238
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Bykota is an NCUA insured institution located in Brooklyn, NY. It was founded in 1970 and has approximately $1.57 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 20419
Date Established 1970
Assets $1.57 million
Loans $0.10 million
Deposits $1.49 million
Capital $0.08 million
 

Deposit Rates - September 18, 2026

Your Current Location: New York, NY 10116

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Loan Rates - September 18, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for Bykota

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

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Featured - New York Home Equity Line Of Credit Rates 2026

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Branches

Below are Bykota branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York


Bykota Locations around zip code 10116


BranchDistance Map View Lobby Hours

Bethel SDA Church

3.20 A View Lobby Hours


Climate Policy and Initiatives

BYKOTA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Bykota Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bykota. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bykota U.S. Average
68.12% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Bykota had $74,384 in non-current loans and $0 in owned assets. To cover these potential losses it had $80,413 in net worth and $28,780 in loans loss reserves. That gives it a Texas Ratio of 68.12%.

Net Worth
Bykota U.S. Average
5.13% 14.48%

Bykota FCU has a net worth of 5.13% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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