P.O. BOX 502080
San Diego, CA 92150

Notable Rates APY Vs.Others
Savings 0.05% 2.20% →
1-Year CD 0.40% 2.20% →
2-Year CD 1.00% 2.20% →
5-Year CD 2.10% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

California Coast is an NCUA insured institution located in San Diego, CA. It was founded in 1929 and has approximately $2605.34 millions in assets.

Who can join?

Everyone who lives or works in San Diego or Riverside Counties can join. If you live or work outside of these counties, but are a California resident, you may qualify by joining the California State PTA.

NCUA Insured Yes
Charter Number # # 66584
Date Established 1929
Assets $2,605.34 million
Loans $2,052.95 million
Deposits $2,280.77 million
Capital $307.70 million

Field of Membership Restrictions

Membership in California Coast Credit Union is open to those who live or work in San Diego or Riverside Counties in California.

Deposit Rates - February 18, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $2,500 $24,999 Learn MoreShow Less
Money Market
0.20% $25,000 - Learn MoreShow Less
Fixed IRA
0.30% $1,000 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $10,000 $49,999 Learn MoreShow Less
6 Mo CD
0.30% $10,000 $49,999 Learn MoreShow Less
12 Mo CD
0.40% $10,000 $49,999 Learn MoreShow Less
18 Mo CD
0.65% $10,000 $49,999 Learn MoreShow Less
24 Mo CD
1.00% $10,000 $49,999 Learn MoreShow Less
36 Mo CD
1.50% $10,000 $49,999 Learn MoreShow Less
48 Mo CD
1.75% $10,000 $49,999 Learn MoreShow Less
60 Mo CD
2.10% $10,000 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.05% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $50 - Learn MoreShow Less

Loan Rates - February 18, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CALIFORNIA COAST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More
NMLS ID: 2890
License#: 13256
3.378% 3.375% 0.00 $92 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are California Coast branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

California Coast Locations

Financial Details

California Coast Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of California Coast. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
California Coast U.S. Average
1.52% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, California Coast had $4,737,035 in non-current loans and $86,578 in owned assets. To cover these potential losses it had $307,704,968 in net worth and $10,101,752 in loans loss reserves. That gives it a Texas Ratio of 1.52%.

Net Worth
California Coast U.S. Average
11.81% 13.65%

California Coast FCU has a net worth of 11.81% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About California Coast

Branches and Savings

What is California Coast?

A federal credit union, registered with the NCUA under certificate #66584.
Learn more about credit unions here.

Is California Coast FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join California Coast?

Please see Field of Membership information above for information on who is eligible to join.

What are California Coast's share account and share certificate rates?

California Coast's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is California Coast?

California Coast has total capital of $307.70 million. Full information on California Coast's financial position is located above.

Who owns California Coast?

Credit Unions are owned by their members.

Where are California Coast branches located?

See branch locations nearby.

Are California Coast ATMs Open 24/7?

Do California Coast ATMs accept cash deposits?

Can California Coast customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does California Coast have a mobile app?

Does California Coast have mobile deposit?

Does California Coast have quick pay?

How can California Coast transfer money to other banks or credit unions?

Does California Coast report to credit bureaus?

Does California Coast use Chexsystems?

Does California Coast use Equifax?

What is California Coast's toll free phone number?

What is California Coast's ACH Routing Number?

What is California Coast's SWIFT code?

Where can I find California Coast's wire transfer form?

What is the California Coast address for deposits?

What Products Does California Coast Offer

Does California Coast offer mortgages?

Compare mortgage rates here.

Does California Coast offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does California Coast offer auto and RV loans?

Compare auto loan rates here.

Does California Coast offer student loans or personal loans?

Compare personal loan rates here.

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