California Pacific


4075 Nelson Avenue, Suite E
Concord, CA 94520
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

California Pacific is an NCUA insured institution located in Concord, CA. It was founded in 1936 and has approximately $42.83 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1592
Date Established 1936
Assets $42.83 million
Loans $32.64 million
Deposits $41.67 million
Capital $1.10 million

Deposit Rates - August 1, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for California Pacific

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Note to California Pacific
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Loan Rates - August 1, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CALIFORNIA PACIFIC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

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NMLS ID: 3030
3.349% 3.250% 0.75 $3,125 $1,089 Learn More
Morty, Inc.
NMLS ID: 1429243
2.464% 2.375% 0.75 $2,972 $972 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

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BMO Harris Bank
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4.840 %
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Bethpage Federal Credit Union
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2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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To upload and update your bank's rates please register. It is free to register and add rates.



Below are California Pacific branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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California Pacific Locations

Financial Details

California Pacific Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of California Pacific. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
California Pacific U.S. Average
29.22% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, California Pacific had $412,013 in non-current loans and $17,204 in owned assets. To cover these potential losses it had $1,098,526 in net worth and $370,176 in loans loss reserves. That gives it a Texas Ratio of 29.22%.

Net Worth
California Pacific U.S. Average
2.56% 12.20%

California Pacific FCU has a net worth of 2.56% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About California Pacific

Branches and Savings

What is California Pacific?

A federal credit union, registered with the NCUA under certificate #1592.
Learn more about credit unions here.

Is California Pacific FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. California Pacific is insured by the NCUA.

Who can join California Pacific?

Please see Field of Membership information above for information on who is eligible to join.

What are California Pacific's share account and share certificate rates?

California Pacific's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is California Pacific?

California Pacific has total capital of $1.10 million. Full information on California Pacific's financial position is located above.

Who owns California Pacific?

Credit Unions are owned by their members.

Where are California Pacific branches located?

See branch locations nearby.

Are California Pacific ATMs Open 24/7?

Do California Pacific ATMs accept cash deposits?

Can California Pacific customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does California Pacific have a mobile app?

Does California Pacific have mobile deposit?

Does California Pacific have quick pay?

How can California Pacific transfer money to other banks or credit unions?

Does California Pacific report to credit bureaus?

Does California Pacific use Chexsystems?

Does California Pacific use Equifax?

What is California Pacific's toll free phone number?

What is California Pacific's ACH Routing Number?

What is California Pacific's SWIFT code?

Where can I find California Pacific's wire transfer form?

What is the California Pacific address for deposits?

What Products Does California Pacific Offer

Does California Pacific offer mortgages?

Compare mortgage rates here.

Does California Pacific offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does California Pacific offer auto and RV loans?

Compare auto loan rates here.

Does California Pacific offer student loans or personal loans?

Compare personal loan rates here.

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