Cambridge Teachers


20 Felton St
Cambridge, MA 02138
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Cambridge Teachers is an NCUA insured institution located in Cambridge, MA. It was founded in 1939 and has approximately $36.06 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3115
Date Established 1939
Assets $36.06 million
Loans $6.19 million
Deposits $33.14 million
Capital $2.59 million

Field of Membership Restrictions

Membership is open to employees of City of Cambridge School Department, Benjamin Banneker Charter School, Matignon High School, Cambridge Friends School, St. Catherine's School, Somerville, Massachusetts, Buckingham Browne & Nichols, Saint Peter School, Cambridge Montessori School, or members of the School Committee of the City of Cambridge, Massachusetts.

Deposit Rates - August 3, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Cambridge Teachers

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Loan Rates - August 3, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CAMBRIDGE TEACHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

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3.349% 3.250% 0.75 $3,125 $1,089 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

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BMO Harris Bank
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1.790 %
After Intro: 4.840 %
Intro Period: 6 months
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To upload and update your bank's rates please register. It is free to register and add rates.



Below are Cambridge Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Cambridge Teachers Locations

Financial Details

Cambridge Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cambridge Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cambridge Teachers U.S. Average
1.54% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Cambridge Teachers had $37,406 in non-current loans and $3,035 in owned assets. To cover these potential losses it had $2,587,888 in net worth and $46,404 in loans loss reserves. That gives it a Texas Ratio of 1.54%.

Net Worth
Cambridge Teachers U.S. Average
7.17% 12.20%

Cambridge Teachers FCU has a net worth of 7.17% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cambridge Teachers

Branches and Savings

What is Cambridge Teachers?

A federal credit union, registered with the NCUA under certificate #3115.
Learn more about credit unions here.

Is Cambridge Teachers FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Cambridge Teachers is insured by the NCUA.

Who can join Cambridge Teachers?

Please see Field of Membership information above for information on who is eligible to join.

What are Cambridge Teachers's share account and share certificate rates?

Cambridge Teachers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cambridge Teachers?

Cambridge Teachers has total capital of $2.59 million. Full information on Cambridge Teachers's financial position is located above.

Who owns Cambridge Teachers?

Credit Unions are owned by their members.

Where are Cambridge Teachers branches located?

See branch locations nearby.

Are Cambridge Teachers ATMs Open 24/7?

Do Cambridge Teachers ATMs accept cash deposits?

Can Cambridge Teachers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cambridge Teachers have a mobile app?

Does Cambridge Teachers have mobile deposit?

Does Cambridge Teachers have quick pay?

How can Cambridge Teachers transfer money to other banks or credit unions?

Does Cambridge Teachers report to credit bureaus?

Does Cambridge Teachers use Chexsystems?

Does Cambridge Teachers use Equifax?

What is Cambridge Teachers's toll free phone number?

What is Cambridge Teachers's ACH Routing Number?

What is Cambridge Teachers's SWIFT code?

Where can I find Cambridge Teachers's wire transfer form?

What is the Cambridge Teachers address for deposits?

What Products Does Cambridge Teachers Offer

Does Cambridge Teachers offer mortgages?

Compare mortgage rates here.

Does Cambridge Teachers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cambridge Teachers offer auto and RV loans?

Compare auto loan rates here.

Does Cambridge Teachers offer student loans or personal loans?

Compare personal loan rates here.

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