Cape Regional Credit Union

Headquarters

2427 Cape Centre
Cape Girardeau, MO 63703
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD N.A. 5.41% →
2-Year CD N.A. 5.00% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Cape Regional is an NCUA insured institution located in Cape Girardeau, MO. It was founded in 1971 and has approximately $17.24 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 64621
Date Established 1971
Assets $17.24 million
Loans $11.52 million
Deposits $15.85 million
Capital $1.31 million
 

Deposit Rates - April 18, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for Cape Regional

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Advertiser Disclosure

Loan Rates - April 18, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Cape Regional

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More
Veterans United Home Loans
NMLS ID: 1907
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Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Cape Regional
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Branches

Below are Cape Regional branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Cape Regional Locations



Climate Policy and Initiatives

CAPE REGIONAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Cape Regional Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cape Regional. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cape Regional U.S. Average
4.67% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Cape Regional had $54,162 in non-current loans and $8,000 in owned assets. To cover these potential losses it had $1,310,012 in net worth and $19,708 in loans loss reserves. That gives it a Texas Ratio of 4.67%.

Net Worth
Cape Regional U.S. Average
7.6% 13.62%

Cape Regional FCU has a net worth of 7.6% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Cape Regional

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