OZARK

Headquarters

2438 KATY LN
Poplar Bluff, MO 63901
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 1.05% →
1-Year CD 0.90% 1.05% →
2-Year CD 1.15% 1.11% →
5-Year CD 1.15% 1.56% →
30-Year Mortgage N.A. 2.88% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Ozark is an NCUA insured institution located in Poplar Bluff, MO. It was founded in 1952 and has approximately $68.93 millions in assets.

NCUA Insured Yes
Charter Number # # 7641
Date Established 1952
Assets $68.93 million
Loans $47.18 million
Deposits $61.27 million
Capital $6.67 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship in Butler, Carter, Dunklin, Ripley, Stoddard or Wayne counties in Missouri.

Deposit Rates - August 14, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.35% $10,000 $14,999 Learn More
3 Mo CD
0.50% $100,000 $199,999 Learn More
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.65% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.15% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.15% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.15% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.15% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
1.00% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 14, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for OZARK

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.970% 2.900% 0.88 $2,264 $1,041 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
3.500 %
$25,000 Learn More
More Info

Note to OZARK
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Ozark branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Ozark Locations


Financial Details

Ozark Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ozark. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ozark U.S. Average
9.20% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Ozark had $522,581 in non-current loans and $118,698 in owned assets. To cover these potential losses it had $6,671,320 in net worth and $301,864 in loans loss reserves. That gives it a Texas Ratio of 9.20%.

Net Worth
Ozark U.S. Average
10.4% 13.61%

Ozark FCU has a net worth of 10.4% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ozark

Branches and Savings

What is Ozark?

A federal credit union, registered with the NCUA under certificate #7641.
Learn more about credit unions here.

Is Ozark FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Ozark?

Please see Field of Membership information above for information on who is eligible to join.

What are Ozark's share account and share certificate rates?

Ozark's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ozark?

Ozark has total capital of $6.67 million. Full information on Ozark's financial position is located above.

Who owns Ozark?

Credit Unions are owned by their members.

Where are Ozark branches located?

See branch locations nearby.

Are Ozark ATMs Open 24/7?

Do Ozark ATMs accept cash deposits?

Can Ozark customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ozark have a mobile app?

Does Ozark have mobile deposit?

Does Ozark have quick pay?

How can Ozark transfer money to other banks or credit unions?

Does Ozark report to credit bureaus?

Does Ozark use Chexsystems?

Does Ozark use Equifax?

What is Ozark's toll free phone number?

What is Ozark's ACH Routing Number?

What is Ozark's SWIFT code?

Where can I find Ozark's wire transfer form?

What is the Ozark address for deposits?

What Products Does Ozark Offer

Does Ozark offer mortgages?

Compare mortgage rates here.

Does Ozark offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ozark offer auto and RV loans?

Compare auto loan rates here.

Does Ozark offer student loans or personal loans?

Compare personal loan rates here.

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