2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 6053
Date Established 1949
Assets $308.90 million
Loans $90.13 million
Deposits $279.06 million
Capital $28.23 million

Cdc is an NCUA insured institution located in Atlanta, GA. It was founded in 1949 and has approximately $308.9 millions in assets.

Who can join?

You can apply for membership at CDC Federal Credit Union if you meet any of the following eligibility requirements:

If you live, work, worship, attend school, or volunteer in portions of DeKalb, Fulton, or Gwinnett Counties.

You are a present employee (or family member of an employee) of: The Centers for Disease Control and Prevention, its subsidiaries, affiliates or contractors.

Your current employer is one of over 100 Select Employee Groups such as American Cancer Society, Children’s Healthcare of Atlanta or Whole Foods grocery stores

Field of Membership Restrictions

Eligibility includes you live, work, worship, attend school, or volunteer in portions of DeKalb, Fulton, or Gwinnett Counties or you are a present employee of The Centers for Disease Control and Prevention, its subsidiaries, affiliates or contractors or one of the Select Groups.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $2,500 $9,999 Learn MoreShow Less
Money Market
0.05% $10,000 $24,999 Learn MoreShow Less
Money Market
0.05% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.50% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $1,000 - Learn MoreShow Less
12 Mo CD
0.50% $1,000 - Learn MoreShow Less
18 Mo CD
0.50% $1,000 - Learn MoreShow Less
24 Mo CD
0.75% $1,000 - Learn MoreShow Less
30 Mo CD
0.75% $1,000 - Learn MoreShow Less
36 Mo CD
1.25% $1,000 - Learn MoreShow Less
48 Mo CD
1.25% $1,000 - Learn MoreShow Less
60 Mo CD
1.50% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $25 - Learn MoreShow Less

Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CDC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.522% 3.500% 0.25 $675 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to CDC
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Cdc branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Cdc Locations


Financial Details

Cdc Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cdc. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cdc U.S. Average
2.70% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Cdc had $774,972 in non-current loans and $0 in owned assets. To cover these potential losses it had $28,234,686 in net worth and $472,651 in loans loss reserves. That gives it a Texas Ratio of 2.70%.

Net Worth
Cdc U.S. Average
9.14% 13.47%

Cdc FCU has a net worth of 9.14% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cdc

Branches and Savings

What is Cdc?

A federal credit union, registered with the NCUA under certificate #6053.
Learn more about credit unions here.

Is Cdc FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Cdc?

Please see Field of Membership information above for information on who is eligible to join.

What are Cdc's share account and share certificate rates?

Cdc's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cdc?

Cdc has total capital of $28.23 million. Full information on Cdc's financial position is located above.

Who owns Cdc?

Credit Unions are owned by their members.

Where are Cdc branches located?

See branch locations nearby.

Are Cdc ATMs Open 24/7?

Do Cdc ATMs accept cash deposits?

Can Cdc customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cdc have a mobile app?

Does Cdc have mobile deposit?

Does Cdc have quick pay?

How can Cdc transfer money to other banks or credit unions?

Does Cdc report to credit bureaus?

Does Cdc use Chexsystems?

Does Cdc use Equifax?

What is Cdc's toll free phone number?

What is Cdc's ACH Routing Number?

What is Cdc's SWIFT code?

Where can I find Cdc's wire transfer form?

What is the Cdc address for deposits?

What Products Does Cdc Offer

Does Cdc offer mortgages?

Compare mortgage rates here.

Does Cdc offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cdc offer auto and RV loans?

Compare auto loan rates here.

Does Cdc offer student loans or personal loans?

Compare personal loan rates here.

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