Utica Gas & Electric Emp Federal Credit Union

Headquarters

215 Old Campion Rd
New Hartford, NY 13413
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.05% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Utica Gas & Electric Emp is an NCUA insured institution located in New Hartford, NY. It was founded in 1937 and has approximately $111.14 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2252
Date Established 1937
Assets $111.14 million
Loans $91.45 million
Deposits $87.41 million
Capital $18.79 million
 

Field of Membership Restrictions

Membership in Utica Gas & Electric Emp Federal Credit Union is open to employees of National Grid, Advanced Power & Light, A.S. Neurology, PC, Apple Betty Restaurant, Bailey Development Company, LLC, Custom Appraisals, Deerfield Volunteer Fire Department, E.B. Enterprises, Dental Practices of Dr. Putnam and Dr. Massi, G.E. Ski Club, Inc., James N. Foss Inc, Graziadei Building Group, Inc., Leatherstocking Abstract and Title Corp, Northern Sprayfoam, Peck Farms, The Town of New Hartford, Schmitt and Lascurettes LLC, or Sherrill City School District.

Deposit Rates - December 11, 2024

Your Current Location: Washington, WA 98109

We do not yet have rates for Utica Gas & Electric Emp

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Advertiser Disclosure

Loan Rates - December 11, 2024

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Utica Gas & Electric Emp

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Basis Lending, LLC
NMLS ID: 2463124
License#: Yes
6.048% 5.875% 0.88 $6,000 $1,893 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.242% 6.125% 0.88 $4,010 $1,945 Learn More
Valley West Mortgage
NMLS ID: 65506
6.251% 6.125% 1.00 $4,375 $1,945 Learn More
DECO Mortgage
NMLS ID: 2561451
6.266% 6.125% 1.00 $4,902 $1,945 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Rate
Rate
See Table
Intro APR
9.600 %
After Intro: 9.600 %
$25,000 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
10.625 %
After Intro: 10.625 %
$0 Learn More
More Info

Note to Utica Gas & Electric Emp
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Utica Gas & Electric Emp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Utica Gas & Electric Emp Locations around zip code 98109


BranchDistance Map View Lobby Hours

Main

2513.30 A View Lobby Hours


Climate Policy and Initiatives

UTICA GAS & ELECTRIC EMP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Utica Gas & Electric Emp Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Utica Gas & Electric Emp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Utica Gas & Electric Emp U.S. Average
2.61% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Utica Gas & Electric Emp had $498,547 in non-current loans and $0 in owned assets. To cover these potential losses it had $18,789,184 in net worth and $316,280 in loans loss reserves. That gives it a Texas Ratio of 2.61%.

Net Worth
Utica Gas & Electric Emp U.S. Average
16.91% 13.93%

Utica Gas & Electric Emp FCU has a net worth of 16.91% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Utica Gas & Electric Emp

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