215 Old Campion Rd
New Hartford, NY 13413
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Utica Gas & Electric Emp is an NCUA insured institution located in New Hartford, NY. It was founded in 1937 and has approximately $111.14 millions in assets.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 2252 |
Date Established | 1937 |
Assets | $111.14 million |
Loans | $91.45 million |
Deposits | $87.41 million |
Capital | $18.79 million |
Your Current Location: Washington, WA 98109
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Your Current Location: Washington, WA 98109
There are currently no loan rates available for Utica Gas & Electric Emp
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 2463124 License#: Yes |
6.048% | 5.875% | 0.88 | $6,000 | $1,893 | Learn More |
NMLS ID: 2578474 |
6.242% | 6.125% | 0.88 | $4,010 | $1,945 | Learn More |
NMLS ID: 65506 |
6.251% | 6.125% | 1.00 | $4,375 | $1,945 | Learn More |
NMLS ID: 2561451 |
6.266% | 6.125% | 1.00 | $4,902 | $1,945 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Rate See Table |
Intro APR 9.600 % After Intro: 9.600 % |
$25,000 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
Learn More
More Info |
Note to Utica Gas & Electric Emp
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Utica Gas & Electric Emp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Seattle,Washington
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
2513.30 | A | View Lobby Hours |
UTICA GAS & ELECTRIC EMP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Utica Gas & Electric Emp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Utica Gas & Electric Emp | U.S. Average |
---|---|
2.61% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Utica Gas & Electric Emp had $498,547 in non-current loans and $0 in owned assets. To cover these potential losses it had $18,789,184 in net worth and $316,280 in loans loss reserves. That gives it a Texas Ratio of 2.61%.
Utica Gas & Electric Emp | U.S. Average |
---|---|
16.91% | 13.93% |
Utica Gas & Electric Emp FCU has a net worth of 16.91% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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