UTICA GAS & ELECTRIC EMP

215 OLD CAMPION RD
New Hartford, NY 13413

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 2252
Date Established 1937
Assets $70.48 million
Loans $48.16 million
Deposits $56.04 million
Capital $12.76 million

Utica Gas & Electric Emp is an NCUA insured institution located in New Hartford, NY. It was founded in 1937 and has approximately $70.48 millions in assets.

Field of Membership Restrictions

Membership in Utica Gas & Electric Emp Federal Credit Union is open to employees of National Grid, Advanced Power & Light, A.S. Neurology, PC, Apple Betty Restaurant, Bailey Development Company, LLC, Custom Appraisals, Deerfield Volunteer Fire Department, E.B. Enterprises, Dental Practices of Dr. Putnam and Dr. Massi, G.E. Ski Club, Inc., James N. Foss Inc, Graziadei Building Group, Inc., Leatherstocking Abstract and Title Corp, Northern Sprayfoam, Peck Farms, The Town of New Hartford, Schmitt and Lascurettes LLC, or Sherrill City School District.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Utica Gas & Electric Emp

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Utica Gas & Electric Emp

Note to Utica Gas & Electric Emp
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for Utica Gas & Electric Emp, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for UTICA GAS & ELECTRIC EMP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to UTICA GAS & ELECTRIC EMP
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Utica Gas & Electric Emp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Utica Gas & Electric Emp Locations


Financial Details

Utica Gas & Electric Emp Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Utica Gas & Electric Emp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Utica Gas & Electric Emp U.S. Average
4.81% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Utica Gas & Electric Emp had $627,109 in non-current loans and $0 in owned assets. To cover these potential losses it had $12,760,379 in net worth and $275,851 in loans loss reserves. That gives it a Texas Ratio of 4.81%.

Net Worth
Utica Gas & Electric Emp U.S. Average
18.1% 13.47%

Utica Gas & Electric Emp FCU has a net worth of 18.1% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Utica Gas & Electric Emp

Branches and Savings

What is Utica Gas & Electric Emp?

A federal credit union, registered with the NCUA under certificate #2252.
Learn more about credit unions here.

Is Utica Gas & Electric Emp FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Utica Gas & Electric Emp?

Please see Field of Membership information above for information on who is eligible to join.

What are Utica Gas & Electric Emp's share account and share certificate rates?

Utica Gas & Electric Emp's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Utica Gas & Electric Emp?

Utica Gas & Electric Emp has total capital of $12.76 million. Full information on Utica Gas & Electric Emp's financial position is located above.

Who owns Utica Gas & Electric Emp?

Credit Unions are owned by their members.

Where are Utica Gas & Electric Emp branches located?

See branch locations nearby.

Are Utica Gas & Electric Emp ATMs Open 24/7?

Do Utica Gas & Electric Emp ATMs accept cash deposits?

Can Utica Gas & Electric Emp customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Utica Gas & Electric Emp have a mobile app?

Does Utica Gas & Electric Emp have mobile deposit?

Does Utica Gas & Electric Emp have quick pay?

How can Utica Gas & Electric Emp transfer money to other banks or credit unions?

Does Utica Gas & Electric Emp report to credit bureaus?

Does Utica Gas & Electric Emp use Chexsystems?

Does Utica Gas & Electric Emp use Equifax?

What is Utica Gas & Electric Emp's toll free phone number?

What is Utica Gas & Electric Emp's ACH Routing Number?

What is Utica Gas & Electric Emp's SWIFT code?

Where can I find Utica Gas & Electric Emp's wire transfer form?

What is the Utica Gas & Electric Emp address for deposits?

What Products Does Utica Gas & Electric Emp Offer

Does Utica Gas & Electric Emp offer mortgages?

Compare mortgage rates here.

Does Utica Gas & Electric Emp offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Utica Gas & Electric Emp offer auto and RV loans?

Compare auto loan rates here.

Does Utica Gas & Electric Emp offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Utica Gas & Electric Emp

There are currently no comments for Utica Gas & Electric Emp. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →