Cedar Falls Community Credit Union
Headquarters
Po Box 1009
Cedar Falls, IA 50613
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2024 Overview
General Credit Union Information
Cedar Falls Community is an NCUA insured institution located in Cedar Falls, IA. It was founded in 1958 and has approximately $192.14 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 65565 |
| Date Established | 1958 |
| Assets | $192.14 million |
| Loans | $146.54 million |
| Deposits | $159.41 million |
| Capital | $31.61 million |
Field of Membership Restrictions
Membership in Cedar Falls Community Credit Union is open to those who work or live in Black Hawk, Bremer, Buchanan, Butler, Chickasaw, Fayette, Grundy Counties in Iowa.
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Cedar Falls Community
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Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Cedar Falls Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Cedar Falls Community
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Cedar Falls Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
CEDAR FALLS COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Cedar Falls Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Cedar Falls Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Cedar Falls Community | U.S. Average |
|---|---|
| 3.69% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Cedar Falls Community had $1,066,735 in non-current loans and $134,547 in owned assets. To cover these potential losses it had $31,606,855 in net worth and $990,373 in loans loss reserves. That gives it a Texas Ratio of 3.69%.
Net Worth
| Cedar Falls Community | U.S. Average |
|---|---|
| 16.45% | 13.62% |
Cedar Falls Community FCU has a net worth of 16.45% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Cedar Falls Community
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