CENTRAL CREDIT UNION OF FLORIDA

P O Box 17048
Pensacola, FL 32522

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 62417
Date Established 1962
Assets $175.86 million
Loans $102.23 million
Deposits $156.96 million
Capital $19.15 million

Central Credit Union Of Florida is an NCUA insured institution located in Pensacola, FL. It was founded in 1962 and has approximately $175.86 millions in assets.

Field of Membership Restrictions

Central CU of Florida is open to all residents, people that maintain employment, and registered students in these Florida Counties; Escambia, Santa Rosa, Okaloosa, Bay, Walton, Washington, and Duval.

Deposit Rates - September 14, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.80% $2,500 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.26% $250 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.80% $1,000 - Learn MoreShow Less
12 Mo CD
1.26% $1,000 - Learn MoreShow Less
18 Mo CD
1.41% $1,000 - Learn MoreShow Less
24 Mo CD
1.51% $1,000 - Learn MoreShow Less
36 Mo CD
2.27% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.16% $40 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.55% $1,000 - Learn MoreShow Less

Loan Rates - September 14, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CENTRAL CREDIT UNION OF FLORIDA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.751% 3.750% 0.00 $25 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to CENTRAL CREDIT UNION OF FLORIDA
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Central Credit Union Of Florida branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Central Credit Union Of Florida Locations


Financial Details

Central Credit Union Of Florida Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Central Credit Union Of Florida. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Central Credit Union Of Florida U.S. Average
6.54% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Central Credit Union Of Florida had $1,245,561 in non-current loans and $56,365 in owned assets. To cover these potential losses it had $19,151,734 in net worth and $745,489 in loans loss reserves. That gives it a Texas Ratio of 6.54%.

Net Worth
Central Credit Union Of Florida U.S. Average
10.89% 13.47%

Central Credit Union Of Florida FCU has a net worth of 10.89% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Central Credit Union Of Florida

Branches and Savings

What is Central Credit Union Of Florida?

A federal credit union, registered with the NCUA under certificate #62417.
Learn more about credit unions here.

Is Central Credit Union Of Florida FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Central Credit Union Of Florida?

Please see Field of Membership information above for information on who is eligible to join.

What are Central Credit Union Of Florida's share account and share certificate rates?

Central Credit Union Of Florida's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Central Credit Union Of Florida?

Central Credit Union Of Florida has total capital of $19.15 million. Full information on Central Credit Union Of Florida's financial position is located above.

Who owns Central Credit Union Of Florida?

Credit Unions are owned by their members.

Where are Central Credit Union Of Florida branches located?

See branch locations nearby.

Are Central Credit Union Of Florida ATMs Open 24/7?

Do Central Credit Union Of Florida ATMs accept cash deposits?

Can Central Credit Union Of Florida customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Central Credit Union Of Florida have a mobile app?

Does Central Credit Union Of Florida have mobile deposit?

Does Central Credit Union Of Florida have quick pay?

How can Central Credit Union Of Florida transfer money to other banks or credit unions?

Does Central Credit Union Of Florida report to credit bureaus?

Does Central Credit Union Of Florida use Chexsystems?

Does Central Credit Union Of Florida use Equifax?

What is Central Credit Union Of Florida's toll free phone number?

What is Central Credit Union Of Florida's ACH Routing Number?

What is Central Credit Union Of Florida's SWIFT code?

Where can I find Central Credit Union Of Florida's wire transfer form?

What is the Central Credit Union Of Florida address for deposits?

What Products Does Central Credit Union Of Florida Offer

Does Central Credit Union Of Florida offer mortgages?

Compare mortgage rates here.

Does Central Credit Union Of Florida offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Central Credit Union Of Florida offer auto and RV loans?

Compare auto loan rates here.

Does Central Credit Union Of Florida offer student loans or personal loans?

Compare personal loan rates here.

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