Central Nebraska Federal Credit Union

Headquarters

609 S. Locust
Grand Island, NE 68801
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Notable Rates APY Vs.Others
Savings 0.05% 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Central Nebraska is an NCUA insured institution located in Grand Island, NE. It was founded in 1949 and has approximately $11.66 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24189
Date Established 1949
Assets $11.66 million
Loans $5.44 million
Deposits $10.09 million
Capital $1.24 million
 

Deposit Rates - October 5, 2026

Your Current Location: Indiana, IN

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More

Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less

Loan Rates - October 5, 2026

Your Current Location: Indiana, IN

There are currently no loan rates available for Central Nebraska

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Indiana 30 Year Fixed Mortgage Rates 2026

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Featured - Indiana Home Equity Line Of Credit Rates 2026

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Note to Central Nebraska
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Branches

Below are Central Nebraska branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Franklin,Indiana


Central Nebraska Locations


BranchDistance Map View Lobby Hours

Central NE FCU

658.83 A View Lobby Hours

Disaster Recovery Location - Centris FCU

661.25 B View Lobby Hours


Climate Policy and Initiatives

CENTRAL NEBRASKA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Central Nebraska Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Central Nebraska. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Central Nebraska U.S. Average
5.89% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Central Nebraska had $62,238 in non-current loans and $11,157 in owned assets. To cover these potential losses it had $1,239,539 in net worth and $5,845 in loans loss reserves. That gives it a Texas Ratio of 5.89%.

Net Worth
Central Nebraska U.S. Average
10.63% 14.48%

Central Nebraska FCU has a net worth of 10.63% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Central Nebraska

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