Central Texas Teachers Credit Union

Headquarters

Po Box 486
Corsicana, TX 75151
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Notable Rates APY Vs.Others
Savings N.A. 5.00% →
1-Year CD N.A. 4.70% →
2-Year CD N.A. 4.80% →
5-Year CD N.A. 5.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Central Texas Teachers is an NCUA insured institution located in Corsicana, TX. It was founded in 1956 and has approximately $13.74 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67425
Date Established 1956
Assets $13.74 million
Loans $9.49 million
Deposits $11.54 million
Capital $2.19 million
 

Deposit Rates - November 8, 2026

Your Current Location: Nebraska, NE

We do not yet have rates for Central Texas Teachers

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Loan Rates - November 8, 2026

Your Current Location: Nebraska, NE

There are currently no loan rates available for Central Texas Teachers

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Branches

Below are Central Texas Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Blair,Nebraska


Central Texas Teachers Locations


BranchDistance Map View Lobby Hours

Main Branch

652.71 A View Lobby Hours


Climate Policy and Initiatives

CENTRAL TEXAS TEACHERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Central Texas Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Central Texas Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Central Texas Teachers U.S. Average
3.70% 5.13

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2026, Central Texas Teachers had $81,040 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,186,790 in net worth and $4,526 in loans loss reserves. That gives it a Texas Ratio of 3.70%.

Net Worth
Central Texas Teachers U.S. Average
15.91% 14.54%

Central Texas Teachers FCU has a net worth of 15.91% versus the BestCashCow average of 14.54. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Central Texas Teachers

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