Charlotte Fire Department Credit Union
Headquarters
2121 Commonwealth Ave
Charlotte, NC 28205
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2024 Overview
General Credit Union Information
Charlotte Fire Department is an NCUA insured institution located in Charlotte, NC. It was founded in 1955 and has approximately $51.71 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 63566 |
| Date Established | 1955 |
| Assets | $51.71 million |
| Loans | $22.20 million |
| Deposits | $44.96 million |
| Capital | $6.92 million |
Field of Membership Restrictions
Charlotte Fire Department CU is open to employees and volunteers for the Charlotte Fire Dept along with their families.
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Charlotte Fire Department
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
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NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
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More Info |
Note to Charlotte Fire Department
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Branches
Below are Charlotte Fire Department branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
CHARLOTTE FIRE DEPARTMENT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Charlotte Fire Department Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Charlotte Fire Department. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Charlotte Fire Department | U.S. Average |
|---|---|
| 3.92% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Charlotte Fire Department had $268,621 in non-current loans and $7,383 in owned assets. To cover these potential losses it had $6,920,195 in net worth and $112,671 in loans loss reserves. That gives it a Texas Ratio of 3.92%.
Net Worth
| Charlotte Fire Department | U.S. Average |
|---|---|
| 13.38% | 13.62% |
Charlotte Fire Department FCU has a net worth of 13.38% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Charlotte Fire Department
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