Chattanooga Federal Employees Credit Union
Headquarters
P.o. Box 22205
Chattanooga, TN 37422
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2024 Overview
General Credit Union Information
Chattanooga Federal Employees is an NCUA insured institution located in Chattanooga, TN. It was founded in 1925 and has approximately $65.72 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 62537 |
| Date Established | 1925 |
| Assets | $65.72 million |
| Loans | $39.89 million |
| Deposits | $54.11 million |
| Capital | $11.55 million |
Field of Membership Restrictions
Chattanooga Federal Employee CU is open to the current and retired postal service workers in the Chattanooga area as defined by the CU, contracted employees that are commissioned for at least 6 months, also the retirees from any departmental agency of the federal government. Membership eligibility also extends to include the employees that work for any of the site listed specified CU-affiliated SEG's, CU employees, the family members of CU members, and volunteers at member associated organizations.
Deposit Rates - May 3, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Chattanooga Federal Employees
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Loan Rates - May 3, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Chattanooga Federal Employees
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.608% | 6.500% | 0.88 | $3,600 | $2,023 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 3029 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Chattanooga Federal Employees
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Branches
Below are Chattanooga Federal Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
CHATTANOOGA FEDERAL EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Chattanooga Federal Employees Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Chattanooga Federal Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Chattanooga Federal Employees | U.S. Average |
|---|---|
| 1.13% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Chattanooga Federal Employees had $112,150 in non-current loans and $21,218 in owned assets. To cover these potential losses it had $11,553,841 in net worth and $226,548 in loans loss reserves. That gives it a Texas Ratio of 1.13%.
Net Worth
| Chattanooga Federal Employees | U.S. Average |
|---|---|
| 17.58% | 13.62% |
Chattanooga Federal Employees FCU has a net worth of 17.58% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Chattanooga Federal Employees
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