Chattanooga First

Headquarters

3120 Broad Street
Chattanooga, TN 37408
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Chattanooga First is an NCUA insured institution located in Chattanooga, TN. It was founded in 1961 and has approximately $23.54 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14725
Date Established 1961
Assets $23.54 million
Loans $15.04 million
Deposits $18.10 million
Capital $5.36 million
 

Deposit Rates - April 16, 2021

Your Current Location: Washington, WA 98101

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Loan Rates - April 16, 2021

Your Current Location: Washington, WA 98101

There are currently no loan rates available for CHATTANOOGA FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
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Test Advertiser QA
NMLS ID:
2.432% 2.375% 0.75 $1,875 $972 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to CHATTANOOGA FIRST
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Branches

Below are Chattanooga First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Chattanooga First Locations


Financial Details

Chattanooga First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Chattanooga First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Chattanooga First U.S. Average
3.31% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Chattanooga First had $174,214 in non-current loans and $3,724 in owned assets. To cover these potential losses it had $5,358,310 in net worth and $25,208 in loans loss reserves. That gives it a Texas Ratio of 3.31%.

Net Worth
Chattanooga First U.S. Average
22.75% 12.67%

Chattanooga First FCU has a net worth of 22.75% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Chattanooga First

Branches and Savings

What is Chattanooga First?

A federal credit union, registered with the NCUA under certificate #14725.
Learn more about credit unions here.

Is Chattanooga First FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Chattanooga First is insured by the NCUA.

Who can join Chattanooga First?

Please see Field of Membership information above for information on who is eligible to join.

What are Chattanooga First's share account and share certificate rates?

Chattanooga First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Chattanooga First?

Chattanooga First has total capital of $5.36 million. Full information on Chattanooga First's financial position is located above.

Who owns Chattanooga First?

Credit Unions are owned by their members.

Where are Chattanooga First branches located?

See branch locations nearby.

Are Chattanooga First ATMs Open 24/7?

Do Chattanooga First ATMs accept cash deposits?

Can Chattanooga First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Chattanooga First have a mobile app?

Does Chattanooga First have mobile deposit?

Does Chattanooga First have quick pay?

How can Chattanooga First transfer money to other banks or credit unions?

Does Chattanooga First report to credit bureaus?

Does Chattanooga First use Chexsystems?

Does Chattanooga First use Equifax?

What is Chattanooga First's toll free phone number?

What is Chattanooga First's ACH Routing Number?

What is Chattanooga First's SWIFT code?

Where can I find Chattanooga First's wire transfer form?

What is the Chattanooga First address for deposits?

What Products Does Chattanooga First Offer

Does Chattanooga First offer mortgages?

Compare mortgage rates here.

Does Chattanooga First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Chattanooga First offer auto and RV loans?

Compare auto loan rates here.

Does Chattanooga First offer student loans or personal loans?

Compare personal loan rates here.

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