2875 UNION RD STE 49
Cheektowaga, NY 14227

Notable Rates APY Vs.Others
Savings 0.10% 2.20% →
1-Year CD 1.56% 2.25% →
2-Year CD 1.66% 2.30% →
5-Year CD N.A. 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Cheektowaga Community is an NCUA insured institution located in Cheektowaga, NY. It was founded in 1959 and has approximately $10.97 millions in assets.

NCUA Insured Yes
Charter Number # # 12912
Date Established 1959
Assets $10.97 million
Loans $8.18 million
Deposits $9.70 million
Capital $1.27 million

Deposit Rates - January 28, 2020

Your Current Location: Washington, WA 98101

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.70% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.51% $2,500 - Learn MoreShow Less
12 Mo CD
1.56% $2,500 - Learn MoreShow Less
18 Mo CD
1.61% $2,500 - Learn MoreShow Less
24 Mo CD
1.66% $2,500 - Learn MoreShow Less
36 Mo CD
1.71% $2,500 - Learn MoreShow Less
48 Mo CD
1.76% $2,500 - Learn MoreShow Less

Loan Rates - January 28, 2020

Your Current Location: Washington, WA 98101

There are currently no loan rates available for CHEEKTOWAGA COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 520-CL-25944
3.375% 3.375% 0.00 ($65) $1,106 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Cheektowaga Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Cheektowaga Community Locations

Financial Details

Cheektowaga Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cheektowaga Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cheektowaga Community U.S. Average
5.96% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Cheektowaga Community had $89,145 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,271,473 in net worth and $224,919 in loans loss reserves. That gives it a Texas Ratio of 5.96%.

Net Worth
Cheektowaga Community U.S. Average
11.58% 13.65%

Cheektowaga Community FCU has a net worth of 11.58% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cheektowaga Community

Branches and Savings

What is Cheektowaga Community?

A federal credit union, registered with the NCUA under certificate #12912.
Learn more about credit unions here.

Is Cheektowaga Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Cheektowaga Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Cheektowaga Community's share account and share certificate rates?

Cheektowaga Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cheektowaga Community?

Cheektowaga Community has total capital of $1.27 million. Full information on Cheektowaga Community's financial position is located above.

Who owns Cheektowaga Community?

Credit Unions are owned by their members.

Where are Cheektowaga Community branches located?

See branch locations nearby.

Are Cheektowaga Community ATMs Open 24/7?

Do Cheektowaga Community ATMs accept cash deposits?

Can Cheektowaga Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cheektowaga Community have a mobile app?

Does Cheektowaga Community have mobile deposit?

Does Cheektowaga Community have quick pay?

How can Cheektowaga Community transfer money to other banks or credit unions?

Does Cheektowaga Community report to credit bureaus?

Does Cheektowaga Community use Chexsystems?

Does Cheektowaga Community use Equifax?

What is Cheektowaga Community's toll free phone number?

What is Cheektowaga Community's ACH Routing Number?

What is Cheektowaga Community's SWIFT code?

Where can I find Cheektowaga Community's wire transfer form?

What is the Cheektowaga Community address for deposits?

What Products Does Cheektowaga Community Offer

Does Cheektowaga Community offer mortgages?

Compare mortgage rates here.

Does Cheektowaga Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cheektowaga Community offer auto and RV loans?

Compare auto loan rates here.

Does Cheektowaga Community offer student loans or personal loans?

Compare personal loan rates here.

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