Servu Federal Credit Union

Headquarters

9823 Science Center Dr
Painted Post, NY 14870
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.85% →
1-Year CD 0.70% 0.67% →
2-Year CD 1.21% 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Servu is an NCUA insured institution located in Painted Post, NY. It was founded in 1956 and has approximately $415.5 millions in assets.

Who can join?

Membership is possible:

if you are a student, or a faculty or staff member of any school district in Steuben County

if you are a student, or a faculty or staff member at Corning Community College

if you belong to, or are a volunteer of, one of their Select Employee Groups

if you live, work, attend school or worship in Yates County or the towns of
Montour, Reading, Dix, Orange, or Tyrone, New York

if you have an immediate family member who is within the field of membership. Immediate family member is defined as a spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, and adoptions.

if anyone in your household is within the field of membership. Household Members are defined as persons living in the same residence and maintaining a single economic unit.

if you are the spouse of someone who died while within the field of membership

NCUA Insured Yes / Federally Chartered
Charter Number # # 10933
Date Established 1956
Assets $415.50 million
Loans $245.80 million
Deposits $362.94 million
Capital $50.90 million
 

Field of Membership Restrictions

Membership in Servu Federal Credit Union is open to students, or a faculty or staff members of any school district in Steuben County and Corning Community College, to those who live, work, attend school or worship in Yates County or the towns of Montour, Reading, Dix, Orange, or Tyrone, New York, and to employees of a member of the credit union's Select Employer Group. (membership requirements are listed in the credit union's online application)

Deposit Rates - December 4, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.21% $100,000 $199,999 Learn More
36 Mo CD
1.10% $10,000 $14,999 Learn More
36 Mo CD
1.31% $100,000 $199,999 Learn More

Loan Rates - December 4, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SERVU

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PADDIO
NMLS ID: 1907
3.126% 2.990% 0.75 $4,375 $1,053 Learn More
GO Mortgage
NMLS ID: 1018
2.906% 2.875% 0.38 $995 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to SERVU
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Servu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia



Climate Initiatives

SERVU is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Servu Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Servu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Servu U.S. Average
3.64% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Servu had $1,815,890 in non-current loans and $70,000 in owned assets. To cover these potential losses it had $50,903,797 in net worth and $893,665 in loans loss reserves. That gives it a Texas Ratio of 3.64%.

Net Worth
Servu U.S. Average
12.25% 12.22%

Servu FCU has a net worth of 12.25% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for SERVU

There are currently no comments for SERVU. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →