Painted Post, NY 14870

Notable Rates APY Vs.Others
Savings 0.25% 2.30% →
1-Year CD 1.00% 2.25% →
2-Year CD 1.41% 2.50% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Servu is an NCUA insured institution located in Painted Post, NY. It was founded in 1956 and has approximately $324.84 millions in assets.

Who can join?

Membership is possible:

if you are a student, or a faculty or staff member of any school district in Steuben County

if you are a student, or a faculty or staff member at Corning Community College

if you belong to, or are a volunteer of, one of their Select Employee Groups

if you live, work, attend school or worship in Yates County or the towns of
Montour, Reading, Dix, Orange, or Tyrone, New York

if you have an immediate family member who is within the field of membership. Immediate family member is defined as a spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, and adoptions.

if anyone in your household is within the field of membership. Household Members are defined as persons living in the same residence and maintaining a single economic unit.

if you are the spouse of someone who died while within the field of membership

NCUA Insured Yes
Charter Number # # 10933
Date Established 1956
Assets $324.84 million
Loans $231.78 million
Deposits $279.46 million
Capital $42.79 million

Field of Membership Restrictions

Membership in Servu Federal Credit Union is open to students, or a faculty or staff members of any school district in Steuben County and Corning Community College, to those who live, work, attend school or worship in Yates County or the towns of Montour, Reading, Dix, Orange, or Tyrone, New York, and to employees of a member of the credit union's Select Employer Group. (membership requirements are listed in the credit union's online application)

Deposit Rates - December 7, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA
1.00% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.80% $1,000 - Learn MoreShow Less
12 Mo CD
1.00% $1,000 - Learn MoreShow Less
18 Mo CD
1.10% $1,000 - Learn MoreShow Less
1.21% $1,000 $99,999 Learn MoreShow Less
24 Mo CD
1.41% $100,000 - Learn MoreShow Less
1.71% $1,000 $99,999 Learn MoreShow Less

Loan Rates - December 7, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SERVU

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
NMLS ID: 2890
License#: 13256
3.625% 3.625% 0.00 ($65) $1,141 Learn More
First Internet Bank
NMLS ID: 424182
3.626% 3.625% 0.00 $42 $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to SERVU
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Servu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Servu Locations

Financial Details

Servu Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Servu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Servu U.S. Average
5.52% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Servu had $2,405,606 in non-current loans and $1,517 in owned assets. To cover these potential losses it had $42,791,249 in net worth and $777,885 in loans loss reserves. That gives it a Texas Ratio of 5.52%.

Net Worth
Servu U.S. Average
13.17% 13.65%

Servu FCU has a net worth of 13.17% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Servu

Branches and Savings

What is Servu?

A federal credit union, registered with the NCUA under certificate #10933.
Learn more about credit unions here.

Is Servu FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Servu?

Please see Field of Membership information above for information on who is eligible to join.

What are Servu's share account and share certificate rates?

Servu's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Servu?

Servu has total capital of $42.79 million. Full information on Servu's financial position is located above.

Who owns Servu?

Credit Unions are owned by their members.

Where are Servu branches located?

See branch locations nearby.

Are Servu ATMs Open 24/7?

Do Servu ATMs accept cash deposits?

Can Servu customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Servu have a mobile app?

Does Servu have mobile deposit?

Does Servu have quick pay?

How can Servu transfer money to other banks or credit unions?

Does Servu report to credit bureaus?

Does Servu use Chexsystems?

Does Servu use Equifax?

What is Servu's toll free phone number?

What is Servu's ACH Routing Number?

What is Servu's SWIFT code?

Where can I find Servu's wire transfer form?

What is the Servu address for deposits?

What Products Does Servu Offer

Does Servu offer mortgages?

Compare mortgage rates here.

Does Servu offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Servu offer auto and RV loans?

Compare auto loan rates here.

Does Servu offer student loans or personal loans?

Compare personal loan rates here.

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