Servu Federal Credit Union
Headquarters
87 Victory Hwy
Painted Post, NY 14870
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2024 Overview
General Credit Union Information
Servu is an NCUA insured institution located in Painted Post, NY. It was founded in 1956 and has approximately $448.66 millions in assets.
Who can join?
Membership is possible:
if you are a student, or a faculty or staff member of any school district in Steuben County
if you are a student, or a faculty or staff member at Corning Community College
if you belong to, or are a volunteer of, one of their Select Employee Groups
if you live, work, attend school or worship in Yates County or the towns of
Montour, Reading, Dix, Orange, or Tyrone, New York
if you have an immediate family member who is within the field of membership. Immediate family member is defined as a spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, and adoptions.
if anyone in your household is within the field of membership. Household Members are defined as persons living in the same residence and maintaining a single economic unit.
if you are the spouse of someone who died while within the field of membership
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 10933 |
| Date Established | 1956 |
| Assets | $448.66 million |
| Loans | $325.92 million |
| Deposits | $378.97 million |
| Capital | $64.86 million |
Field of Membership Restrictions
Membership in Servu Federal Credit Union is open to students, or a faculty or staff members of any school district in Steuben County and Corning Community College, to those who live, work, attend school or worship in Yates County or the towns of Montour, Reading, Dix, Orange, or Tyrone, New York, and to employees of a member of the credit union's Select Employer Group. (membership requirements are listed in the credit union's online application)
Deposit Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.21% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.31% | $100,000 | $199,999 |
Learn More
|
Loan Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Servu
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.018% | 6.875% | 0.88 | $4,672 | $2,103 | Learn More |
NMLS ID: 3030 |
7.476% | 7.375% | 1.00 | $3,200 | $2,211 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Servu
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Branches
Below are Servu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
SERVU is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Servu Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Servu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Servu | U.S. Average |
|---|---|
| 9.23% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Servu had $6,035,220 in non-current loans and $54,150 in owned assets. To cover these potential losses it had $64,857,010 in net worth and $1,125,945 in loans loss reserves. That gives it a Texas Ratio of 9.23%.
Net Worth
| Servu | U.S. Average |
|---|---|
| 14.46% | 13.62% |
Servu FCU has a net worth of 14.46% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Servu
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