CHRISTIAN FINANCIAL

18441 UTICA RD
Roseville, MI 48066

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 63805
Date Established 1967
Assets $415.49 million
Loans $287.96 million
Deposits $356.13 million
Capital $46.33 million
 

Christian Financial is an NCUA insured institution located in Roseville, MI. It was founded in 1967 and has approximately $415.49 millions in assets.

Who can join?

Anyone can join! You qualify in at least one of the following ways:
• You live, worship, work, or are educated in Macomb, Oakland, Wayne, or Saint Clair Counties
• You belong to one of the churches in our Field of Membership
• You are an employee of one of our Select Employee Groups
• You have an immediate family member who belongs to CFCU
• You are 55 years of age or older, receive a recurring monthly benefit (such as a pension or Social Security), and live within 25 miles of any CFCU office
Select Employee Group (SEG) Information
If you're an employer and you're looking for a free benefit to offer your employees, become part of Christian Financial's Field of Membership.

Field of Membership Restrictions

Christian Financial CU is open to the residents, people that maintain employment, attend church and registered students in these Michigan Counties; Macomb, Oakland, Wayne, and St.Clair as well as the church members, students, and members of various CU-affiliated churches, schools, and organizations.

Deposit Rates - October 21, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.35% $2,500 $9,999 Learn MoreShow Less
Money Market
0.50% $10,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.75% $1,000 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.25% $1,000 - Learn MoreShow Less
12 Mo CD
1.75% $1,000 - Learn MoreShow Less
18 Mo CD
1.80% $1,000 - Learn MoreShow Less
24 Mo CD
2.25% $1,000 - Learn MoreShow Less
36 Mo CD
2.75% $1,000 - Learn MoreShow Less
48 Mo CD
2.85% $1,000 - Learn MoreShow Less
60 Mo CD
2.90% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $1,000 - Learn MoreShow Less

Loan Rates - October 21, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CHRISTIAN FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.523% 3.500% 0.25 $732 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
First Internet Bank
NMLS ID: 424182
3.750% 3.750% -0.13 ($158) $1,158 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.250 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to CHRISTIAN FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Christian Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Christian Financial Locations


Financial Details

Christian Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Christian Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Christian Financial U.S. Average
4.63% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Christian Financial had $1,774,619 in non-current loans and $515,843 in owned assets. To cover these potential losses it had $46,331,534 in net worth and $3,178,287 in loans loss reserves. That gives it a Texas Ratio of 4.63%.

Net Worth
Christian Financial U.S. Average
11.15% 13.65%

Christian Financial FCU has a net worth of 11.15% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Christian Financial

Branches and Savings

What is Christian Financial?

A federal credit union, registered with the NCUA under certificate #63805.
Learn more about credit unions here.

Is Christian Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Christian Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Christian Financial's share account and share certificate rates?

Christian Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Christian Financial?

Christian Financial has total capital of $46.33 million. Full information on Christian Financial's financial position is located above.

Who owns Christian Financial?

Credit Unions are owned by their members.

Where are Christian Financial branches located?

See branch locations nearby.

Are Christian Financial ATMs Open 24/7?

Do Christian Financial ATMs accept cash deposits?

Can Christian Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Christian Financial have a mobile app?

Does Christian Financial have mobile deposit?

Does Christian Financial have quick pay?

How can Christian Financial transfer money to other banks or credit unions?

Does Christian Financial report to credit bureaus?

Does Christian Financial use Chexsystems?

Does Christian Financial use Equifax?

What is Christian Financial's toll free phone number?

What is Christian Financial's ACH Routing Number?

What is Christian Financial's SWIFT code?

Where can I find Christian Financial's wire transfer form?

What is the Christian Financial address for deposits?

What Products Does Christian Financial Offer

Does Christian Financial offer mortgages?

Compare mortgage rates here.

Does Christian Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Christian Financial offer auto and RV loans?

Compare auto loan rates here.

Does Christian Financial offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Christian Financial

There are currently no comments for Christian Financial. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →