Cincinnati, OH 45202
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Notable Rates APY Vs.Others
Savings N.A. 1.40% →
1-Year CD N.A. 1.15% →
2-Year CD N.A. 1.26% →
5-Year CD N.A. 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Cintel is an NCUA insured institution located in Cincinnati, OH. It was founded in 1938 and has approximately $64.12 millions in assets.

Cintel Federal Credit Union merged with Connexus Credit Union.

NCUA Insured Yes
Charter Number # # 2606
Date Established 1938
Assets $64.12 million
Loans $42.22 million
Deposits $58.23 million
Capital $4.43 million

Deposit Rates - July 2, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Cintel

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Loan Rates - July 2, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CINTEL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

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Below are Cintel branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Cintel Locations

Financial Details

Cintel Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cintel. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cintel U.S. Average
13.99% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Cintel had $540,258 in non-current loans and $160,575 in owned assets. To cover these potential losses it had $4,426,183 in net worth and $584,421 in loans loss reserves. That gives it a Texas Ratio of 13.99%.

Net Worth
Cintel U.S. Average
6.9% 13.86%

Cintel FCU has a net worth of 6.9% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cintel

Branches and Savings

What is Cintel?

A federal credit union, registered with the NCUA under certificate #2606.
Learn more about credit unions here.

Is Cintel FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Cintel?

Please see Field of Membership information above for information on who is eligible to join.

What are Cintel's share account and share certificate rates?

Cintel's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cintel?

Cintel has total capital of $4.43 million. Full information on Cintel's financial position is located above.

Who owns Cintel?

Credit Unions are owned by their members.

Where are Cintel branches located?

See branch locations nearby.

Are Cintel ATMs Open 24/7?

Do Cintel ATMs accept cash deposits?

Can Cintel customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cintel have a mobile app?

Does Cintel have mobile deposit?

Does Cintel have quick pay?

How can Cintel transfer money to other banks or credit unions?

Does Cintel report to credit bureaus?

Does Cintel use Chexsystems?

Does Cintel use Equifax?

What is Cintel's toll free phone number?

What is Cintel's ACH Routing Number?

What is Cintel's SWIFT code?

Where can I find Cintel's wire transfer form?

What is the Cintel address for deposits?

What Products Does Cintel Offer

Does Cintel offer mortgages?

Compare mortgage rates here.

Does Cintel offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cintel offer auto and RV loans?

Compare auto loan rates here.

Does Cintel offer student loans or personal loans?

Compare personal loan rates here.

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