CITIZENS COMMUNITY

2012 1st Ave S
Fort Dodge, IA 50501

Notable Rates APY Vs.Others
Savings 0.20% 2.20% →
1-Year CD 0.85% 2.20% →
2-Year CD 1.20% 2.65% →
5-Year CD 2.00% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Citizens Community is an NCUA insured institution located in Fort Dodge, IA. It was founded in 1940 and has approximately $202.1 millions in assets.

Who can join?

You may join Citizens Community Credit Union, if you live, work, or have a close relative who lives or works in one of the following counties in Iowa: Boone, Buena Vista, Calhoun, Carroll, Cerro Gordo, Cherokee, Clay, Crawford, Dickinson, Emmet, Franklin, Greene, Hamilton, Hancock, Hardin, Humboldt, Ida, Kossuth, Lyon, Monona, O’Brien, Osceola, Palo Alto, Plymouth, Pocahontas, Sac, Sioux, Story, Webster, Winnebago, Woodbury, Worth, Wright.

NCUA Insured Yes
Charter Number # # 66592
Date Established 1940
Assets $202.10 million
Loans $163.02 million
Deposits $168.01 million
Capital $31.74 million
 

Field of Membership Restrictions

Citizens Community CU of Iowa is open to you if you or one of your direct relatives is either a resident or works in any of these Iowa Counties; Boone, Buena Vista, Calhoun, Carroll, Cerro, Gordo, Cherokee, Clay, Crawford, Dickson, Emmett, Franklin, Greene, Hamilton, Hancock, Hardin, Humbolt, Ida, Kossuth, Lyon, Monona, O'Brian, Osceola, Palo Alto, Plymouth, Pocahontas, Sac, Sioux, Story, Webster, Winnebago, Woodbury, Worth,and Wright.

Deposit Rates - February 16, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $2,500 $9,999 Learn MoreShow Less
Money Market
0.40% $10,000 $24,999 Learn MoreShow Less
Money Market
0.45% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.85% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.60% $10,000 $24,999 Learn MoreShow Less
6 Mo CD
0.65% $10,000 $24,999 Learn MoreShow Less
12 Mo CD
0.85% $10,000 $24,999 Learn MoreShow Less
18 Mo CD
1.00% $10,000 $24,999 Learn MoreShow Less
24 Mo CD
1.20% $10,000 $24,999 Learn MoreShow Less
36 Mo CD
1.50% $10,000 $24,999 Learn MoreShow Less
48 Mo CD
1.65% $10,000 $24,999 Learn MoreShow Less
60 Mo CD
2.00% $10,000 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $25 - Learn MoreShow Less

Loan Rates - February 16, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CITIZENS COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.378% 3.375% 0.00 $92 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to CITIZENS COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Citizens Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Citizens Community Locations


Financial Details

Citizens Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Citizens Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Citizens Community U.S. Average
4.80% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Citizens Community had $1,580,814 in non-current loans and $0 in owned assets. To cover these potential losses it had $31,743,622 in net worth and $1,159,730 in loans loss reserves. That gives it a Texas Ratio of 4.80%.

Net Worth
Citizens Community U.S. Average
15.7% 13.65%

Citizens Community FCU has a net worth of 15.7% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Citizens Community

Branches and Savings

What is Citizens Community?

A federal credit union, registered with the NCUA under certificate #66592.
Learn more about credit unions here.

Is Citizens Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Citizens Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Citizens Community's share account and share certificate rates?

Citizens Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Citizens Community?

Citizens Community has total capital of $31.74 million. Full information on Citizens Community's financial position is located above.

Who owns Citizens Community?

Credit Unions are owned by their members.

Where are Citizens Community branches located?

See branch locations nearby.

Are Citizens Community ATMs Open 24/7?

Do Citizens Community ATMs accept cash deposits?

Can Citizens Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Citizens Community have a mobile app?

Does Citizens Community have mobile deposit?

Does Citizens Community have quick pay?

How can Citizens Community transfer money to other banks or credit unions?

Does Citizens Community report to credit bureaus?

Does Citizens Community use Chexsystems?

Does Citizens Community use Equifax?

What is Citizens Community's toll free phone number?

What is Citizens Community's ACH Routing Number?

What is Citizens Community's SWIFT code?

Where can I find Citizens Community's wire transfer form?

What is the Citizens Community address for deposits?

What Products Does Citizens Community Offer

Does Citizens Community offer mortgages?

Compare mortgage rates here.

Does Citizens Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Citizens Community offer auto and RV loans?

Compare auto loan rates here.

Does Citizens Community offer student loans or personal loans?

Compare personal loan rates here.

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