Clarence Community & Schools Federal Credit Union

Headquarters

Po Box 657
Clarence, NY 14031
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.50% 0.67% →
2-Year CD 0.65% 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Clarence Community & Schools is an NCUA insured institution located in Clarence, NY. It was founded in 1954 and has approximately $35.4 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9812
Date Established 1954
Assets $35.40 million
Loans $17.78 million
Deposits $32.48 million
Capital $2.86 million
 

Deposit Rates - December 5, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $1 $499 Learn MoreShow Less

Loan Rates - December 5, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CLARENCE COMMUNITY & SCHOOLS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
2.813% 2.750% 0.88 $2,058 $1,021 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to CLARENCE COMMUNITY & SCHOOLS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Clarence Community & Schools branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Clarence Community & Schools Locations



Climate Initiatives

CLARENCE COMMUNITY & SCHOOLS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Clarence Community & Schools Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Clarence Community & Schools. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Clarence Community & Schools U.S. Average
1.37% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Clarence Community & Schools had $39,876 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,864,465 in net worth and $50,419 in loans loss reserves. That gives it a Texas Ratio of 1.37%.

Net Worth
Clarence Community & Schools U.S. Average
8.09% 12.22%

Clarence Community & Schools FCU has a net worth of 8.09% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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