CLARENCE COMMUNITY & SCHOOLS

PO BOX 657
Clarence, NY 14031

Notable Rates APY Vs.Others
Savings 0.05% 1.90% →
1-Year CD 1.75% 1.90% →
2-Year CD 1.75% 1.95% →
5-Year CD N.A. 2.00% →
30-Year Mortgage N.A. 3.14% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.50% →

2020 Overview

General Credit Union Information

Clarence Community & Schools is an NCUA insured institution located in Clarence, NY. It was founded in 1954 and has approximately $25.15 millions in assets.

NCUA Insured Yes
Charter Number # # 9812
Date Established 1954
Assets $25.15 million
Loans $15.69 million
Deposits $22.83 million
Capital $2.25 million
 

Deposit Rates - April 6, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $100 $24,999 Learn MoreShow Less
Money Market
0.15% $25,000 $99,999,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $1 $99,999,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.75% $500 - Learn MoreShow Less

Loan Rates - April 6, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CLARENCE COMMUNITY & SCHOOLS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More
Rocket Mortgage
NMLS ID: 3030
4.542% 4.500% 0.00 $1,250 $1,267 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
3.500 %
$0 Learn More
More Info

Note to CLARENCE COMMUNITY & SCHOOLS
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Branches

Below are Clarence Community & Schools branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Clarence Community & Schools Locations


Financial Details

Clarence Community & Schools Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Clarence Community & Schools. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Clarence Community & Schools U.S. Average
0.24% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Clarence Community & Schools had $5,652 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,254,793 in net worth and $56,770 in loans loss reserves. That gives it a Texas Ratio of 0.24%.

Net Worth
Clarence Community & Schools U.S. Average
8.96% 13.86%

Clarence Community & Schools FCU has a net worth of 8.96% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Clarence Community & Schools

Branches and Savings

What is Clarence Community & Schools?

A federal credit union, registered with the NCUA under certificate #9812.
Learn more about credit unions here.

Is Clarence Community & Schools FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Clarence Community & Schools?

Please see Field of Membership information above for information on who is eligible to join.

What are Clarence Community & Schools's share account and share certificate rates?

Clarence Community & Schools's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Clarence Community & Schools?

Clarence Community & Schools has total capital of $2.25 million. Full information on Clarence Community & Schools's financial position is located above.

Who owns Clarence Community & Schools?

Credit Unions are owned by their members.

Where are Clarence Community & Schools branches located?

See branch locations nearby.

Are Clarence Community & Schools ATMs Open 24/7?

Do Clarence Community & Schools ATMs accept cash deposits?

Can Clarence Community & Schools customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Clarence Community & Schools have a mobile app?

Does Clarence Community & Schools have mobile deposit?

Does Clarence Community & Schools have quick pay?

How can Clarence Community & Schools transfer money to other banks or credit unions?

Does Clarence Community & Schools report to credit bureaus?

Does Clarence Community & Schools use Chexsystems?

Does Clarence Community & Schools use Equifax?

What is Clarence Community & Schools's toll free phone number?

What is Clarence Community & Schools's ACH Routing Number?

What is Clarence Community & Schools's SWIFT code?

Where can I find Clarence Community & Schools's wire transfer form?

What is the Clarence Community & Schools address for deposits?

What Products Does Clarence Community & Schools Offer

Does Clarence Community & Schools offer mortgages?

Compare mortgage rates here.

Does Clarence Community & Schools offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Clarence Community & Schools offer auto and RV loans?

Compare auto loan rates here.

Does Clarence Community & Schools offer student loans or personal loans?

Compare personal loan rates here.

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