CLARENCE COMMUNITY & SCHOOLS

PO BOX 657
Clarence, NY 14031

Notable Rates APY Vs.Others
Savings 0.05% 2.30% →
1-Year CD 2.00% 2.25% →
2-Year CD 2.25% 2.50% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Clarence Community & Schools is an NCUA insured institution located in Clarence, NY. It was founded in 1954 and has approximately $24.09 millions in assets.

NCUA Insured Yes
Charter Number # # 9812
Date Established 1954
Assets $24.09 million
Loans $15.19 million
Deposits $21.84 million
Capital $2.21 million
 

Deposit Rates - December 12, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.00% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
2.00% $500 - Learn MoreShow Less
24 Mo CD
2.25% $500 - Learn MoreShow Less
36 Mo CD
2.50% $500 - Learn MoreShow Less
48 Mo CD
2.75% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $1 $99,999,999 Learn MoreShow Less

Loan Rates - December 12, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CLARENCE COMMUNITY & SCHOOLS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.633% 3.625% 0.13 $248 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info

Note to CLARENCE COMMUNITY & SCHOOLS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Clarence Community & Schools branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Clarence Community & Schools Locations


Financial Details

Clarence Community & Schools Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Clarence Community & Schools. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Clarence Community & Schools U.S. Average
0.37% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Clarence Community & Schools had $8,441 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,206,527 in net worth and $55,545 in loans loss reserves. That gives it a Texas Ratio of 0.37%.

Net Worth
Clarence Community & Schools U.S. Average
9.15% 13.65%

Clarence Community & Schools FCU has a net worth of 9.15% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Clarence Community & Schools

Branches and Savings

What is Clarence Community & Schools?

A federal credit union, registered with the NCUA under certificate #9812.
Learn more about credit unions here.

Is Clarence Community & Schools FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Clarence Community & Schools?

Please see Field of Membership information above for information on who is eligible to join.

What are Clarence Community & Schools's share account and share certificate rates?

Clarence Community & Schools's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Clarence Community & Schools?

Clarence Community & Schools has total capital of $2.21 million. Full information on Clarence Community & Schools's financial position is located above.

Who owns Clarence Community & Schools?

Credit Unions are owned by their members.

Where are Clarence Community & Schools branches located?

See branch locations nearby.

Are Clarence Community & Schools ATMs Open 24/7?

Do Clarence Community & Schools ATMs accept cash deposits?

Can Clarence Community & Schools customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Clarence Community & Schools have a mobile app?

Does Clarence Community & Schools have mobile deposit?

Does Clarence Community & Schools have quick pay?

How can Clarence Community & Schools transfer money to other banks or credit unions?

Does Clarence Community & Schools report to credit bureaus?

Does Clarence Community & Schools use Chexsystems?

Does Clarence Community & Schools use Equifax?

What is Clarence Community & Schools's toll free phone number?

What is Clarence Community & Schools's ACH Routing Number?

What is Clarence Community & Schools's SWIFT code?

Where can I find Clarence Community & Schools's wire transfer form?

What is the Clarence Community & Schools address for deposits?

What Products Does Clarence Community & Schools Offer

Does Clarence Community & Schools offer mortgages?

Compare mortgage rates here.

Does Clarence Community & Schools offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Clarence Community & Schools offer auto and RV loans?

Compare auto loan rates here.

Does Clarence Community & Schools offer student loans or personal loans?

Compare personal loan rates here.

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