Clifton Nj Postal Employees

811 Paulison Ave
Clifton, NJ 07011

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 277
Date Established 1935
Assets $3.02 million
Loans $0.73 million
Deposits $1.93 million
Capital $1.09 million

Clifton Nj Postal Employees is an NCUA insured institution located in Clifton, NJ. It was founded in 1935 and has approximately $3.02 millions in assets.

Savings Rates

Your Current Location: Virginia, VA 20146

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There are currently no rates available for Clifton Nj Postal Employees, but see these great savings and CD rates:

1.20% APY High Yield Savings from Synchrony Bank
1.40% APY 12 Month CD from Synchrony Bank
1.45% APY 18 Month CD from Synchrony Bank
1.55% APY 15 Month CD from Synchrony Bank
1.65% APY 2 Year CD from Synchrony Bank
1.85% APY 3 Year CD from Synchrony Bank
2.00% APY 4 Year CD from Synchrony Bank
2.35% APY 60 Month CD from Synchrony Bank

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

There are currently no rates available for CLIFTON NJ POSTAL EMPLOYEES

We're working to get rates for every bank in the world. Please bare with us until we are able to get rates for this bank.

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Branches

Below are Clifton Nj Postal Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Clifton Nj Postal Employees Locations

Financial Details

Clifton Nj Postal Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Clifton Nj Postal Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Clifton Nj Postal Employees U.S. Average
1.15% 7.80%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of December 31, 2016, Clifton Nj Postal Employees had $13,044 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,090,500 in net worth and $41,151 in loans loss reserves. That gives it a Texas Ratio of 1.15%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Clifton Nj Postal Employees U.S. Average
34.7% 13.06%

Clifton Nj Postal Employees FCU has a net worth of 34.7% versus the BestCashCow average of 13.06%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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