313 W 9TH
Coffeyville, KS 67337
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.95% →
1-Year CD 0.85% 1.01% →
2-Year CD 1.10% 0.95% →
5-Year CD 1.70% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Co-operative is an NCUA insured institution located in Coffeyville, KS. It was founded in 1937 and has approximately $18.76 millions in assets.

NCUA Insured Yes
Charter Number # # 61783
Date Established 1937
Assets $18.76 million
Loans $9.51 million
Deposits $16.13 million
Capital $2.56 million

Deposit Rates - October 27, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.20% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.60% $10,000 $14,999 Learn More
3 Mo CD
0.60% $100,000 $199,999 Learn More
6 Mo CD
0.65% $10,000 $14,999 Learn More
6 Mo CD
0.65% $100,000 $199,999 Learn More
12 Mo CD
0.85% $10,000 $14,999 Learn More
12 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
1.10% $10,000 $14,999 Learn More
24 Mo CD
1.10% $100,000 $199,999 Learn More
36 Mo CD
1.30% $10,000 $14,999 Learn More
36 Mo CD
1.30% $100,000 $199,999 Learn More
48 Mo CD
1.55% $10,000 $14,999 Learn More
48 Mo CD
1.55% $100,000 $199,999 Learn More
60 Mo CD
1.70% $10,000 $14,999 Learn More
60 Mo CD
1.70% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 27, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CO-OPERATIVE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.674% 2.625% 0.63 $1,595 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.561% 2.500% 0.75 $2,021 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Co-operative branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Co-operative Locations

Financial Details

Co-operative Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Co-operative. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Co-operative U.S. Average
11.49% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Co-operative had $296,176 in non-current loans and $19,522 in owned assets. To cover these potential losses it had $2,561,413 in net worth and $186,680 in loans loss reserves. That gives it a Texas Ratio of 11.49%.

Net Worth
Co-operative U.S. Average
13.65% 13.61%

Co-operative FCU has a net worth of 13.65% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Co-operative

Branches and Savings

What is Co-operative?

A federal credit union, registered with the NCUA under certificate #61783.
Learn more about credit unions here.

Is Co-operative FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Co-operative?

Please see Field of Membership information above for information on who is eligible to join.

What are Co-operative's share account and share certificate rates?

Co-operative's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Co-operative?

Co-operative has total capital of $2.56 million. Full information on Co-operative's financial position is located above.

Who owns Co-operative?

Credit Unions are owned by their members.

Where are Co-operative branches located?

See branch locations nearby.

Are Co-operative ATMs Open 24/7?

Do Co-operative ATMs accept cash deposits?

Can Co-operative customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Co-operative have a mobile app?

Does Co-operative have mobile deposit?

Does Co-operative have quick pay?

How can Co-operative transfer money to other banks or credit unions?

Does Co-operative report to credit bureaus?

Does Co-operative use Chexsystems?

Does Co-operative use Equifax?

What is Co-operative's toll free phone number?

What is Co-operative's ACH Routing Number?

What is Co-operative's SWIFT code?

Where can I find Co-operative's wire transfer form?

What is the Co-operative address for deposits?

What Products Does Co-operative Offer

Does Co-operative offer mortgages?

Compare mortgage rates here.

Does Co-operative offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Co-operative offer auto and RV loans?

Compare auto loan rates here.

Does Co-operative offer student loans or personal loans?

Compare personal loan rates here.

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