Columbia Post Office Credit Union

Headquarters

P. O. Box 985
Columbia, SC 29202
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Columbia Post Office is an NCUA insured institution located in Columbia, SC. It was founded in 1927 and has approximately $25.6 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 61065
Date Established 1927
Assets $25.60 million
Loans $3.61 million
Deposits $19.54 million
Capital $6.05 million
 

Field of Membership Restrictions

Membership in Columbia Post Office Credit Union is open to current and retired postal employees and their family members.

Deposit Rates - October 4, 2026

Your Current Location: New York, NY 10116

We do not yet have rates for Columbia Post Office

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Loan Rates - October 4, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for Columbia Post Office

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Branches

Below are Columbia Post Office branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York


Columbia Post Office Locations around zip code 10116


BranchDistance Map View Lobby Hours

Main Office

594.70 A View Lobby Hours

Branch

599.41 B View Lobby Hours


Climate Policy and Initiatives

COLUMBIA POST OFFICE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Columbia Post Office Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Columbia Post Office. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Columbia Post Office U.S. Average
1.09% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Columbia Post Office had $35,676 in non-current loans and $32,115 in owned assets. To cover these potential losses it had $6,054,200 in net worth and $175,311 in loans loss reserves. That gives it a Texas Ratio of 1.09%.

Net Worth
Columbia Post Office U.S. Average
23.65% 14.48%

Columbia Post Office FCU has a net worth of 23.65% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Columbia Post Office

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