P. O. Box 9005
Columbus, MS 39705
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Columbus-lowndes Educational is an NCUA insured institution located in Columbus, MS. It was founded in 1960 and has approximately $3.1 millions in assets.

NCUA Insured Yes
Charter Number # # 13446
Date Established 1960
Assets $3.10 million
Loans $1.46 million
Deposits $2.74 million
Capital $0.34 million

Deposit Rates - January 15, 2021

Your Current Location: Virginia, VA 20146

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Loan Rates - January 15, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COLUMBUS-LOWNDES EDUCATIONAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
CityWorth Loans
NMLS ID: 925476
2.827% 2.750% 1.00 $2,500 $1,021 Learn More
NMLS ID: 2890
License#: MC-3098
2.701% 2.625% 1.00 $2,495 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Below are Columbus-lowndes Educational branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Columbus-lowndes Educational Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Columbus-lowndes Educational. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Columbus-lowndes Educational U.S. Average
1.40% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Columbus-lowndes Educational had $4,815 in non-current loans and $0 in owned assets. To cover these potential losses it had $342,577 in net worth and $2,380 in loans loss reserves. That gives it a Texas Ratio of 1.40%.

Net Worth
Columbus-lowndes Educational U.S. Average
11.05% 12.91%

Columbus-lowndes Educational FCU has a net worth of 11.05% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Columbus-lowndes Educational

Branches and Savings

What is Columbus-lowndes Educational?

A federal credit union, registered with the NCUA under certificate #13446.
Learn more about credit unions here.

Is Columbus-lowndes Educational FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Columbus-lowndes Educational?

Please see Field of Membership information above for information on who is eligible to join.

What are Columbus-lowndes Educational's share account and share certificate rates?

Columbus-lowndes Educational's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Columbus-lowndes Educational?

Columbus-lowndes Educational has total capital of $0.34 million. Full information on Columbus-lowndes Educational's financial position is located above.

Who owns Columbus-lowndes Educational?

Credit Unions are owned by their members.

Where are Columbus-lowndes Educational branches located?

See branch locations nearby.

Are Columbus-lowndes Educational ATMs Open 24/7?

Do Columbus-lowndes Educational ATMs accept cash deposits?

Can Columbus-lowndes Educational customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Columbus-lowndes Educational have a mobile app?

Does Columbus-lowndes Educational have mobile deposit?

Does Columbus-lowndes Educational have quick pay?

How can Columbus-lowndes Educational transfer money to other banks or credit unions?

Does Columbus-lowndes Educational report to credit bureaus?

Does Columbus-lowndes Educational use Chexsystems?

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What is the Columbus-lowndes Educational address for deposits?

What Products Does Columbus-lowndes Educational Offer

Does Columbus-lowndes Educational offer mortgages?

Compare mortgage rates here.

Does Columbus-lowndes Educational offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Columbus-lowndes Educational offer auto and RV loans?

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Does Columbus-lowndes Educational offer student loans or personal loans?

Compare personal loan rates here.

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