Community 1st Credit Union

Headquarters

1100 Hutchinson Ave
Ottumwa, IA 52501
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.02% →
1-Year CD 0.60% 2.26% →
2-Year CD 0.80% 2.86% →
5-Year CD 1.20% 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Community 1st is an NCUA insured institution located in Ottumwa, IA. It was founded in 1936 and has approximately $1000.54 millions in assets.

Who can join?

Community 1st Credit Union membership is open to persons living or working in the following Iowa and Missouri Counties.

Iowa Counties:

Adair County, Adams County, Appanoose County, Audubon County, Benton County, Boone County, Carroll County, Cass County, Cedar County, Clarke County, Clinton County, Crawford County, Dallas County, Davis County, Decatur County, Des Moines County, Fremont County, Greene County, Guthrie County, Harrison County, Henry County, Iowa County, Jackson County, Jasper County, Jefferson County, Johnson County, Jones County, Keokuk County, Lee County, Linn County, Louisa County, Lucas County, Madison County, Mahaska County, Marion County, Marshall County, Mills County, Monona County, Monroe County, Montgomery County, Muscatine County, Page County, Polk County, Pottawattamie County, Poweshiek County, Ringgold County, Scott County, Shelby County, Story County, Tama County, Taylor County, Union County, Van Buren County, Wapello County, Warren County, Washington County, Wayne County

Missouri Counties:

Adair County, Knox County, Linn County, Macon County, Putnam County, Schuyler County, Scotland County, Sullivan County

NCUA Insured Yes / State-Chartered
Charter Number # # 68510
Date Established 1936
Assets $1,000.54 million
Loans $629.70 million
Deposits $905.91 million
Capital $77.54 million
 

Field of Membership Restrictions

Membership in Community 1St Credit Union is open to those who live or work in Adair, Adams, Appanoose, Audubon, Benton, Boone, Carroll, Cass, Cedar, Clarke, Clinton, Crawford, Dallas, Davis, Decatur, Des Moines, Fremont, Greene, Guthrie, Harrison, Henry, Iowa, Jackson, Jasper, Jefferson, Johnson, Jones, Keokuk, Lee, Linn, Louisa, Lucas, Madison, Mahaska, Marion, Marshall, Mills, Monona, Monroe, Montgomery, Muscatine, Page, Polk, Pottawattamie, Poweshiek, Ringgold, Scott, Shelby, Story, Tama, Taylor, Union, Van Buren, Wapello, Warren, Washington, or Wayne Counties in Iowa or Adair, Knox, Linn, Macon, Putnam, Schuyler, Scotland, or Sullivan Counties in Missouri.

Deposit Rates - May 25, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.20% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $1 $99 Learn MoreShow Less
Int Ckg
0.40% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 25, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COMMUNITY 1ST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
4.963% 4.875% 0.63 $2,540 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
3.490 %
After Intro: 4.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to COMMUNITY 1ST
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Community 1st branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Community 1st Locations



Climate Initiatives

COMMUNITY 1ST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Community 1st Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community 1st. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community 1st U.S. Average
2.81% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Community 1st had $2,341,352 in non-current loans and $10,656 in owned assets. To cover these potential losses it had $77,539,267 in net worth and $6,116,341 in loans loss reserves. That gives it a Texas Ratio of 2.81%.

Net Worth
Community 1st U.S. Average
7.74% 12.36%

Community 1st FCU has a net worth of 7.74% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for COMMUNITY 1ST

There are currently no comments for COMMUNITY 1ST. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →