COMMUNITY 1ST

PO BOX 737
Ottumwa, IA 52501

Notable Rates APY Vs.Others
Savings 0.15% 2.60% →
1-Year CD 2.05% 2.25% →
2-Year CD 2.40% 2.65% →
5-Year CD 2.35% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Community 1st is an NCUA insured institution located in Ottumwa, IA. It was founded in 1936 and has approximately $678.34 millions in assets.

Who can join?

Community 1st Credit Union membership is open to persons living or working in the following Iowa and Missouri Counties.

Iowa Counties:

Adair County, Adams County, Appanoose County, Audubon County, Benton County, Boone County, Carroll County, Cass County, Cedar County, Clarke County, Clinton County, Crawford County, Dallas County, Davis County, Decatur County, Des Moines County, Fremont County, Greene County, Guthrie County, Harrison County, Henry County, Iowa County, Jackson County, Jasper County, Jefferson County, Johnson County, Jones County, Keokuk County, Lee County, Linn County, Louisa County, Lucas County, Madison County, Mahaska County, Marion County, Marshall County, Mills County, Monona County, Monroe County, Montgomery County, Muscatine County, Page County, Polk County, Pottawattamie County, Poweshiek County, Ringgold County, Scott County, Shelby County, Story County, Tama County, Taylor County, Union County, Van Buren County, Wapello County, Warren County, Washington County, Wayne County

Missouri Counties:

Adair County, Knox County, Linn County, Macon County, Putnam County, Schuyler County, Scotland County, Sullivan County

NCUA Insured Yes
Charter Number # # 68510
Date Established 1936
Assets $678.34 million
Loans $586.50 million
Deposits $596.68 million
Capital $61.46 million
 

Field of Membership Restrictions

Membership in Community 1St Credit Union is open to those who live or work in Adair, Adams, Appanoose, Audubon, Benton, Boone, Carroll, Cass, Cedar, Clarke, Clinton, Crawford, Dallas, Davis, Decatur, Des Moines, Fremont, Greene, Guthrie, Harrison, Henry, Iowa, Jackson, Jasper, Jefferson, Johnson, Jones, Keokuk, Lee, Linn, Louisa, Lucas, Madison, Mahaska, Marion, Marshall, Mills, Monona, Monroe, Montgomery, Muscatine, Page, Polk, Pottawattamie, Poweshiek, Ringgold, Scott, Shelby, Story, Tama, Taylor, Union, Van Buren, Wapello, Warren, Washington, or Wayne Counties in Iowa or Adair, Knox, Linn, Macon, Putnam, Schuyler, Scotland, or Sullivan Counties in Missouri.

Deposit Rates - November 19, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.50% $2,500 $25,000 Learn MoreShow Less
Money Market
0.80% $25,001 $50,000 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.40% $500 $7,500 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.50% $7,501 $250,000 Learn MoreShow Less
6 Mo CD
0.90% $7,501 $50,000 Learn MoreShow Less
6 Mo CD
1.20% $50,001 $250,000 Learn MoreShow Less
1.50% $7,501 $15,000 Learn MoreShow Less
2.05% $50,001 $250,000 Learn MoreShow Less
1.75% $7,501 $15,000 Learn MoreShow Less
2.00% $7,501 $15,000 Learn MoreShow Less
2.40% $50,001 $250,000 Learn MoreShow Less
2.10% $7,501 $15,000 Learn MoreShow Less
2.20% $7,501 $15,000 Learn MoreShow Less
2.35% $7,501 $15,000 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.00% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $1 - Learn MoreShow Less

Loan Rates - November 19, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for COMMUNITY 1ST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.527% 3.500% 0.38 $855 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
First Internet Bank
NMLS ID: 424182
3.538% 3.500% 0.50 $1,180 $1,123 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to COMMUNITY 1ST
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Community 1st branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Community 1st Locations


Financial Details

Community 1st Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community 1st. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community 1st U.S. Average
1.74% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Community 1st had $1,007,042 in non-current loans and $139,543 in owned assets. To cover these potential losses it had $61,460,364 in net worth and $4,453,585 in loans loss reserves. That gives it a Texas Ratio of 1.74%.

Net Worth
Community 1st U.S. Average
9.06% 13.65%

Community 1st FCU has a net worth of 9.06% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Community 1st

Branches and Savings

What is Community 1st?

A federal credit union, registered with the NCUA under certificate #68510.
Learn more about credit unions here.

Is Community 1st FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Community 1st?

Please see Field of Membership information above for information on who is eligible to join.

What are Community 1st's share account and share certificate rates?

Community 1st's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Community 1st?

Community 1st has total capital of $61.46 million. Full information on Community 1st's financial position is located above.

Who owns Community 1st?

Credit Unions are owned by their members.

Where are Community 1st branches located?

See branch locations nearby.

Are Community 1st ATMs Open 24/7?

Do Community 1st ATMs accept cash deposits?

Can Community 1st customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Community 1st have a mobile app?

Does Community 1st have mobile deposit?

Does Community 1st have quick pay?

How can Community 1st transfer money to other banks or credit unions?

Does Community 1st report to credit bureaus?

Does Community 1st use Chexsystems?

Does Community 1st use Equifax?

What is Community 1st's toll free phone number?

What is Community 1st's ACH Routing Number?

What is Community 1st's SWIFT code?

Where can I find Community 1st's wire transfer form?

What is the Community 1st address for deposits?

What Products Does Community 1st Offer

Does Community 1st offer mortgages?

Compare mortgage rates here.

Does Community 1st offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community 1st offer auto and RV loans?

Compare auto loan rates here.

Does Community 1st offer student loans or personal loans?

Compare personal loan rates here.

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