1030 US Highway 1
Rockledge, FL 32955
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.95% →
1-Year CD 0.75% 1.01% →
2-Year CD 0.85% 0.95% →
5-Year CD 1.25% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Community is an NCUA insured institution located in Rockledge, FL. It was founded in 1953 and has approximately $833.04 millions in assets.

Who can join?

Everyone is eligible to join Community Credit Union if you live, work, worship, attend school, or conduct business in Brevard, Indian River, Orange, Osceola, Polk, or Volusia counties in Florida.

Those associated with ABATE (American Bikers Aiming Toward Education) of Florida, Inc., a motorcycle rights organization addressing legislative and safety issues in Florida, are also eligible to join. Additionally, retirees, members of organizations or associations and the immediate family members of groups listed above are also eligible to join.

NCUA Insured Yes
Charter Number # # 60816
Date Established 1953
Assets $833.04 million
Loans $635.74 million
Deposits $705.21 million
Capital $104.49 million

Field of Membership Restrictions

Community CU of Florida is open to the residents, people that maintain employment, church members, and registered students in these Florida Counties; Brevard, Indian River, Osceola, Orange, Polk, and Volusia as well as specific site listed public service and community employees or retirees of Orange County, anyone associated or affiliated with ABATE of Florida, Inc, members of CU-affiliated organizations, along with the family members of current CU members.

Deposit Rates - October 29, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.35% $10,000 $14,999 Learn More
3 Mo CD
0.35% $100,000 $199,999 Learn More
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
30 Mo CD
0.90% $10,000 $14,999 Learn More
30 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.15% $10,000 $14,999 Learn More
48 Mo CD
1.15% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More

Loan Rates - October 29, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.669% 2.625% 0.63 $1,450 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Community Locations

Financial Details

Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community U.S. Average
8.17% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Community had $8,782,965 in non-current loans and $254,835 in owned assets. To cover these potential losses it had $104,488,087 in net worth and $6,165,955 in loans loss reserves. That gives it a Texas Ratio of 8.17%.

Net Worth
Community U.S. Average
12.54% 13.61%

Community FCU has a net worth of 12.54% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Community

Branches and Savings

What is Community?

A federal credit union, registered with the NCUA under certificate #60816.
Learn more about credit unions here.

Is Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Community's share account and share certificate rates?

Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Community?

Community has total capital of $104.49 million. Full information on Community's financial position is located above.

Who owns Community?

Credit Unions are owned by their members.

Where are Community branches located?

See branch locations nearby.

Are Community ATMs Open 24/7?

Do Community ATMs accept cash deposits?

Can Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Community have a mobile app?

Does Community have mobile deposit?

Does Community have quick pay?

How can Community transfer money to other banks or credit unions?

Does Community report to credit bureaus?

Does Community use Chexsystems?

Does Community use Equifax?

What is Community's toll free phone number?

What is Community's ACH Routing Number?

What is Community's SWIFT code?

Where can I find Community's wire transfer form?

What is the Community address for deposits?

What Products Does Community Offer

Does Community offer mortgages?

Compare mortgage rates here.

Does Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community offer auto and RV loans?

Compare auto loan rates here.

Does Community offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Community

There are currently no comments for Community. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →