COMMUNITY CREDIT UNION OF LYNN

1 ANDREW STREET
Lynn, MA 01901

Notable Rates APY Vs.Others
Savings 0.05% 2.25% →
1-Year CD 1.00% 2.25% →
2-Year CD 1.50% 2.50% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Community Credit Union Of Lynn is an NCUA insured institution located in Lynn, MA. It was founded in 1955 and has approximately $154.99 millions in assets.

NCUA Insured Yes
Charter Number # # 67558
Date Established 1955
Assets $154.99 million
Loans $131.80 million
Deposits $122.15 million
Capital $16.34 million
 

Field of Membership Restrictions

Community CU of Massachusetts is open to anyone that is a resident, church member, or a person that works in Essex County or lives within a 25-mile radius of Lynn.

Deposit Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $2,500 $9,999 Learn MoreShow Less
Money Market
0.15% $10,000 $24,999 Learn MoreShow Less
Money Market
0.20% $25,000 - Learn MoreShow Less
Premium Money Market Account
0.15% $10,000 $24,999 Learn MoreShow Less
Premium Money Market Account
0.20% $25,000 $99,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.00% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $1,000 - Learn MoreShow Less
6 Mo CD
0.30% $1,000 - Learn MoreShow Less
12 Mo CD
1.00% $1,000 - Learn MoreShow Less
Special: 13 Mo CD
2.00% $1,000 - Learn MoreShow Less
Special: 15 Mo CD
1.26% $1,000 - Learn MoreShow Less
18 Mo CD
1.00% $1,000 - Learn MoreShow Less
Special: 20 Mo CD
2.25% $1,000 - Learn MoreShow Less
24 Mo CD
1.50% $1,000 - Learn MoreShow Less
36 Mo CD
1.45% $1,000 - Learn MoreShow Less
Special: 40 Mo CD
2.50% $1,000 - Learn MoreShow Less
48 Mo CD
1.76% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.02% $15 $999 Learn MoreShow Less
Int Ckg
0.07% $2,500 - Learn MoreShow Less

Loan Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for COMMUNITY CREDIT UNION OF LYNN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to COMMUNITY CREDIT UNION OF LYNN
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Community Credit Union Of Lynn branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Community Credit Union Of Lynn Locations


Financial Details

Community Credit Union Of Lynn Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community Credit Union Of Lynn. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community Credit Union Of Lynn U.S. Average
5.87% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Community Credit Union Of Lynn had $877,683 in non-current loans and $100,800 in owned assets. To cover these potential losses it had $16,343,413 in net worth and $325,873 in loans loss reserves. That gives it a Texas Ratio of 5.87%.

Net Worth
Community Credit Union Of Lynn U.S. Average
10.54% 13.65%

Community Credit Union Of Lynn FCU has a net worth of 10.54% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Community Credit Union Of Lynn

Branches and Savings

What is Community Credit Union Of Lynn?

A federal credit union, registered with the NCUA under certificate #67558.
Learn more about credit unions here.

Is Community Credit Union Of Lynn FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Community Credit Union Of Lynn?

Please see Field of Membership information above for information on who is eligible to join.

What are Community Credit Union Of Lynn's share account and share certificate rates?

Community Credit Union Of Lynn's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Community Credit Union Of Lynn?

Community Credit Union Of Lynn has total capital of $16.34 million. Full information on Community Credit Union Of Lynn's financial position is located above.

Who owns Community Credit Union Of Lynn?

Credit Unions are owned by their members.

Where are Community Credit Union Of Lynn branches located?

See branch locations nearby.

Are Community Credit Union Of Lynn ATMs Open 24/7?

Do Community Credit Union Of Lynn ATMs accept cash deposits?

Can Community Credit Union Of Lynn customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Community Credit Union Of Lynn have a mobile app?

Does Community Credit Union Of Lynn have mobile deposit?

Does Community Credit Union Of Lynn have quick pay?

How can Community Credit Union Of Lynn transfer money to other banks or credit unions?

Does Community Credit Union Of Lynn report to credit bureaus?

Does Community Credit Union Of Lynn use Chexsystems?

Does Community Credit Union Of Lynn use Equifax?

What is Community Credit Union Of Lynn's toll free phone number?

What is Community Credit Union Of Lynn's ACH Routing Number?

What is Community Credit Union Of Lynn's SWIFT code?

Where can I find Community Credit Union Of Lynn's wire transfer form?

What is the Community Credit Union Of Lynn address for deposits?

What Products Does Community Credit Union Of Lynn Offer

Does Community Credit Union Of Lynn offer mortgages?

Compare mortgage rates here.

Does Community Credit Union Of Lynn offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community Credit Union Of Lynn offer auto and RV loans?

Compare auto loan rates here.

Does Community Credit Union Of Lynn offer student loans or personal loans?

Compare personal loan rates here.

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