PO BOX 867
Auburn, NY 13021
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.75% →
1-Year CD 0.15% 1.55% →
2-Year CD 0.25% 1.46% →
5-Year CD 0.50% 1.67% →
30-Year Mortgage N.A. 3.08% →
15-Year Mortgage N.A. 2.65% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Auburn Community is an NCUA insured institution located in Auburn, NY. It was founded in 1936 and has approximately $93.98 millions in assets.

NCUA Insured Yes
Charter Number # # 988
Date Established 1936
Assets $93.98 million
Loans $28.82 million
Deposits $82.21 million
Capital $10.10 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Cayuga County, New York.

Deposit Rates - May 26, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $50 - Learn More
Money Market
0.05% $2,500 $9,999 Learn More
Money Market
0.05% $10,000 $24,999 Learn More
Money Market
0.10% $25,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.10% $500 - Learn More
12 Mo CD
0.15% $500 - Learn More
24 Mo CD
0.25% $500 - Learn More
36 Mo CD
0.35% $500 - Learn More
48 Mo CD
0.45% $500 - Learn More
60 Mo CD
0.50% $500 - Learn More
Variable IRA Rates APY MIN MAX
0.15% $5 - Learn MoreShow Less
Fixed IRA
0.15% $500 - Learn MoreShow Less

Loan Rates - May 26, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for AUBURN COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More
Rocket Mortgage
NMLS ID: 3030
3.872% 3.750% 1.00 $3,750 $1,158 Learn More
NMLS ID: 2890
License#: MC-3098
2.951% 2.875% 1.00 $2,458 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Auburn Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Auburn Community Locations

Financial Details

Auburn Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Auburn Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Auburn Community U.S. Average
0.34% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Auburn Community had $35,021 in non-current loans and $0 in owned assets. To cover these potential losses it had $10,102,505 in net worth and $72,164 in loans loss reserves. That gives it a Texas Ratio of 0.34%.

Net Worth
Auburn Community U.S. Average
10.75% 13.86%

Auburn Community FCU has a net worth of 10.75% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Auburn Community

Branches and Savings

What is Auburn Community?

A federal credit union, registered with the NCUA under certificate #988.
Learn more about credit unions here.

Is Auburn Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Auburn Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Auburn Community's share account and share certificate rates?

Auburn Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Auburn Community?

Auburn Community has total capital of $10.10 million. Full information on Auburn Community's financial position is located above.

Who owns Auburn Community?

Credit Unions are owned by their members.

Where are Auburn Community branches located?

See branch locations nearby.

Are Auburn Community ATMs Open 24/7?

Do Auburn Community ATMs accept cash deposits?

Can Auburn Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Auburn Community have a mobile app?

Does Auburn Community have mobile deposit?

Does Auburn Community have quick pay?

How can Auburn Community transfer money to other banks or credit unions?

Does Auburn Community report to credit bureaus?

Does Auburn Community use Chexsystems?

Does Auburn Community use Equifax?

What is Auburn Community's toll free phone number?

What is Auburn Community's ACH Routing Number?

What is Auburn Community's SWIFT code?

Where can I find Auburn Community's wire transfer form?

What is the Auburn Community address for deposits?

What Products Does Auburn Community Offer

Does Auburn Community offer mortgages?

Compare mortgage rates here.

Does Auburn Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Auburn Community offer auto and RV loans?

Compare auto loan rates here.

Does Auburn Community offer student loans or personal loans?

Compare personal loan rates here.

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