COMMUNITY PLUS

Headquarters

PO Box 255
Rantoul, IL 61866
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.08% 0.95% →
1-Year CD 0.45% 1.01% →
2-Year CD 0.60% 0.95% →
5-Year CD 1.25% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Community Plus is an NCUA insured institution located in Rantoul, IL. It was founded in 1943 and has approximately $20.17 millions in assets.

NCUA Insured Yes
Charter Number # # 24751
Date Established 1943
Assets $20.17 million
Loans $14.32 million
Deposits $18.25 million
Capital $1.61 million
 

Deposit Rates - October 29, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.08% $2,500 $4,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $10,000 $14,999 Learn More
3 Mo CD
0.20% $100,000 $199,999 Learn More
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.45% $10,000 $14,999 Learn More
12 Mo CD
0.45% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
30 Mo CD
0.65% $10,000 $14,999 Learn More
30 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More

Loan Rates - October 29, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COMMUNITY PLUS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.669% 2.625% 0.63 $1,450 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to COMMUNITY PLUS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Community Plus branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Community Plus Locations


Financial Details

Community Plus Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community Plus. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community Plus U.S. Average
14.88% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Community Plus had $164,172 in non-current loans and $94,167 in owned assets. To cover these potential losses it had $1,607,907 in net worth and $128,502 in loans loss reserves. That gives it a Texas Ratio of 14.88%.

Net Worth
Community Plus U.S. Average
7.97% 13.61%

Community Plus FCU has a net worth of 7.97% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Community Plus

Branches and Savings

What is Community Plus?

A federal credit union, registered with the NCUA under certificate #24751.
Learn more about credit unions here.

Is Community Plus FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Community Plus?

Please see Field of Membership information above for information on who is eligible to join.

What are Community Plus's share account and share certificate rates?

Community Plus's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Community Plus?

Community Plus has total capital of $1.61 million. Full information on Community Plus's financial position is located above.

Who owns Community Plus?

Credit Unions are owned by their members.

Where are Community Plus branches located?

See branch locations nearby.

Are Community Plus ATMs Open 24/7?

Do Community Plus ATMs accept cash deposits?

Can Community Plus customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Community Plus have a mobile app?

Does Community Plus have mobile deposit?

Does Community Plus have quick pay?

How can Community Plus transfer money to other banks or credit unions?

Does Community Plus report to credit bureaus?

Does Community Plus use Chexsystems?

Does Community Plus use Equifax?

What is Community Plus's toll free phone number?

What is Community Plus's ACH Routing Number?

What is Community Plus's SWIFT code?

Where can I find Community Plus's wire transfer form?

What is the Community Plus address for deposits?

What Products Does Community Plus Offer

Does Community Plus offer mortgages?

Compare mortgage rates here.

Does Community Plus offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community Plus offer auto and RV loans?

Compare auto loan rates here.

Does Community Plus offer student loans or personal loans?

Compare personal loan rates here.

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