Community Plus Federal Credit Union

Headquarters

Po Box 255
Rantoul, IL 61866
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.08% 4.35% →
1-Year CD 0.45% 4.59% →
2-Year CD 0.60% 4.50% →
5-Year CD 1.25% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Community Plus is an NCUA insured institution located in Rantoul, IL. It was founded in 1943 and has approximately $27.76 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24751
Date Established 1943
Assets $27.76 million
Loans $20.93 million
Deposits $22.28 million
Capital $5.03 million
 

Deposit Rates - September 30, 2026

Your Current Location: Louisiana, LA

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.08% $2,500 $4,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.45% $10,000 $14,999 Learn More
12 Mo CD
0.45% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
30 Mo CD
0.65% $10,000 $14,999 Learn More
30 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More

Loan Rates - September 30, 2026

Your Current Location: Louisiana, LA

There are currently no loan rates available for Community Plus

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Louisiana 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Louisiana Home Equity Line Of Credit Rates 2026

View more home equity rates

Note to Community Plus
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Branches

Below are Community Plus branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Covington,Louisiana


Community Plus Locations


BranchDistance Map View Lobby Hours

Bloomington Rd Branch

673.26 A View Lobby Hours

Main Branch

686.05 B View Lobby Hours


Climate Policy and Initiatives

COMMUNITY PLUS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Community Plus Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community Plus. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community Plus U.S. Average
0.74% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Community Plus had $37,298 in non-current loans and $491 in owned assets. To cover these potential losses it had $5,030,088 in net worth and $104,254 in loans loss reserves. That gives it a Texas Ratio of 0.74%.

Net Worth
Community Plus U.S. Average
18.12% 14.48%

Community Plus FCU has a net worth of 18.12% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Community Plus

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