COMMUNITY STAR

832 Cleveland St
Elyria, OH 44035

Notable Rates APY Vs.Others
Savings 0.05% 2.25% →
1-Year CD 1.75% 2.25% →
2-Year CD 1.85% 2.50% →
5-Year CD 2.25% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Community Star is located in Elyria, Oh. It was founded in 1938 and has approximately $72.26 millions in assets.

NCUA Insured No
Charter Number # # 95008
Date Established 1938
Assets $72.26 million
Loans $47.73 million
Deposits $64.94 million
Capital $6.89 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Lorain County in Ohio.

Deposit Rates - December 12, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.90% $2,500 $24,999 Learn MoreShow Less
Money Market
1.00% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.80% $500 $49,999 Learn MoreShow Less
Special: 37 Mo FIRA
2.05% $500 $49,999 Learn MoreShow Less
Special: 37 Mo FIRA
2.10% $50,000 $99,999 Learn MoreShow Less
Special: 37 Mo FIRA
2.15% $100,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.30% $500 $49,999 Learn MoreShow Less
1.50% $500 $49,999 Learn MoreShow Less
Special: 11 Mo CD
1.80% $500 $49,999 Learn MoreShow Less
Special: 11 Mo CD
1.85% $50,000 $99,999 Learn MoreShow Less
Special: 11 Mo CD
1.90% $100,000 - Learn MoreShow Less
1.75% $500 $49,999 Learn MoreShow Less
1.80% $500 $49,999 Learn MoreShow Less
1.85% $500 $49,999 Learn MoreShow Less
1.90% $500 $49,999 Learn MoreShow Less
2.00% $500 $49,999 Learn MoreShow Less
Special: 37 Mo CD
2.05% $500 $49,999 Learn MoreShow Less
Special: 37 Mo CD
2.10% $50,000 $99,999 Learn MoreShow Less
Special: 37 Mo CD
2.15% $100,000 - Learn MoreShow Less
2.10% $500 $49,999 Learn MoreShow Less
2.25% $500 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 - Learn MoreShow Less

Loan Rates - December 12, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COMMUNITY STAR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.625% 3.625% -0.13 ($252) $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to COMMUNITY STAR
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Community Star branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Community Star Locations


Financial Details

Community Star Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community Star. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community Star U.S. Average
2.25% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Community Star had $135,800 in non-current loans and $26,538 in owned assets. To cover these potential losses it had $6,885,160 in net worth and $334,000 in loans loss reserves. That gives it a Texas Ratio of 2.25%.

Net Worth
Community Star U.S. Average
9.52% 13.65%

Community Star FCU has a net worth of 9.52% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Community Star

Branches and Savings

What is Community Star?

A federal credit union, registered with the NCUA under certificate #95008.
Learn more about credit unions here.

Is Community Star FDIC insured?

No, Community Star credit union is not insured by the FDIC because it is not a bank. Because it is state chartered and not federally chartered, it is also not insured by the NCUA. Deposits may or may not be insured by private deposit insurance and you should check with the state chartering organization to confirm whether and to what level your deposits are required to be protected.

Who can join Community Star?

Please see Field of Membership information above for information on who is eligible to join.

What are Community Star's share account and share certificate rates?

Community Star's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Community Star?

Community Star has total capital of $6.89 million. Full information on Community Star's financial position is located above.

Who owns Community Star?

Credit Unions are owned by their members.

Where are Community Star branches located?

See branch locations nearby.

Are Community Star ATMs Open 24/7?

Do Community Star ATMs accept cash deposits?

Can Community Star customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Community Star have a mobile app?

Does Community Star have mobile deposit?

Does Community Star have quick pay?

How can Community Star transfer money to other banks or credit unions?

Does Community Star report to credit bureaus?

Does Community Star use Chexsystems?

Does Community Star use Equifax?

What is Community Star's toll free phone number?

What is Community Star's ACH Routing Number?

What is Community Star's SWIFT code?

Where can I find Community Star's wire transfer form?

What is the Community Star address for deposits?

What Products Does Community Star Offer

Does Community Star offer mortgages?

Compare mortgage rates here.

Does Community Star offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community Star offer auto and RV loans?

Compare auto loan rates here.

Does Community Star offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Community Star

There are currently no comments for Community Star. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →