Eastern New York

Headquarters

710 Berme Road
Napanoch, NY 12458
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Eastern New York is an NCUA insured institution located in Napanoch, NY. It was founded in 1961 and has approximately $50.46 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14693
Date Established 1961
Assets $50.46 million
Loans $30.86 million
Deposits $49.54 million
Capital $0.74 million
 

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Eastern New York

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Eastern New York
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Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for EASTERN NEW YORK

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to EASTERN NEW YORK
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Eastern New York branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Eastern New York Locations


Financial Details

Eastern New York Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Eastern New York. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Eastern New York U.S. Average
41.11% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Eastern New York had $530,294 in non-current loans and $27,500 in owned assets. To cover these potential losses it had $743,389 in net worth and $613,301 in loans loss reserves. That gives it a Texas Ratio of 41.11%.

Net Worth
Eastern New York U.S. Average
1.47% 12.67%

Eastern New York FCU has a net worth of 1.47% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Eastern New York

Branches and Savings

What is Eastern New York?

A federal credit union, registered with the NCUA under certificate #14693.
Learn more about credit unions here.

Is Eastern New York FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Eastern New York is insured by the NCUA.

Who can join Eastern New York?

Please see Field of Membership information above for information on who is eligible to join.

What are Eastern New York's share account and share certificate rates?

Eastern New York's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Eastern New York?

Eastern New York has total capital of $0.74 million. Full information on Eastern New York's financial position is located above.

Who owns Eastern New York?

Credit Unions are owned by their members.

Where are Eastern New York branches located?

See branch locations nearby.

Are Eastern New York ATMs Open 24/7?

Do Eastern New York ATMs accept cash deposits?

Can Eastern New York customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Eastern New York have a mobile app?

Does Eastern New York have mobile deposit?

Does Eastern New York have quick pay?

How can Eastern New York transfer money to other banks or credit unions?

Does Eastern New York report to credit bureaus?

Does Eastern New York use Chexsystems?

Does Eastern New York use Equifax?

What is Eastern New York's toll free phone number?

What is Eastern New York's ACH Routing Number?

What is Eastern New York's SWIFT code?

Where can I find Eastern New York's wire transfer form?

What is the Eastern New York address for deposits?

What Products Does Eastern New York Offer

Does Eastern New York offer mortgages?

Compare mortgage rates here.

Does Eastern New York offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Eastern New York offer auto and RV loans?

Compare auto loan rates here.

Does Eastern New York offer student loans or personal loans?

Compare personal loan rates here.

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