Communitywide Federal Credit Union

Headquarters

1555 W Western Ave
South Bend, IN 46619
See all branch locations →

Notable Rates APY Vs.Others
Savings 2.00% 5.55% →
1-Year CD 5.15% 5.60% →
2-Year CD 4.50% 4.90% →
5-Year CD 4.00% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Communitywide is an NCUA insured institution located in South Bend, IN. It was founded in 1967 and has approximately $794.45 millions in assets.

Who can join?

You are eligible for membership as a Donor Member of:
• Michiana Goodwill Boosters
• Marine Corps League
You are eligible for membership as Employees or Retirees Of:
• Adams Engineering Company
• Alpha Baking Company (Kreamo)
• American Truck Transport Equip., Inc.
• A M General Corporation
• Allied Screw Products
• ARA Services
• C. C. Kelly and Son
• Copyright (St. John' s Bus. Machines)
• Corrugated Paper Products
• Goodwill Industries of Michiana
• Hansel Neighborhood Center
• Home Instead Senior Care
• Hope Rescue Mission
• Housing Allowance
• Housing Authority
• Industrial Metal Fab, Inc.
• Jack Post, Inc. (So. Bend Toy)
• J. H. Jones and Co.
• JMS Mold Engineering Co.
• K and F Manufacturing
• Kokoku Wire Industries (ACCO Industries)
• Kordell Industries (Niles Chemical)
• Lock Joint Tube Company
• Michiana Business Forms
• Monarch Industrial Towel
• Morfam, Inc.
• Mossberg and Company, Inc.
• New Energy Company of Indiana
• Newman And Altnan
• NIPSCO (South Bend Division)
• Qualex (Fox Photo)
• Shamrock Ford Trucks
• Sibley Machine Corp.
• South Bend Acquisitions (Sibley Foundry)
• South Bend Plastics, Inc.
• Steel Warehouse Company, Inc.
• Syscon International
• TCI of Indiana (Heritage Cablevision)
• United Conveyor
• Unifrax (Carborundum Company)
• U. S. Govt. Civilian Employees (Working in/or supervised from South Bend except SB Postal workers)
• Urban League of South Bend and St. Joseph County
• Wells Electronics
• Work Force Development (CETA)
• Y. M. C. A.
You are eligible for membership as a Retiree of:
• Acme Institute Of Technology
• Alcoa Building Prod. (Mastic Corp.)
• Avanti Motor Co.
• Baker Rubber Company
• Benko And Sons
• Coffman Van Conversions
• Hans Haus (Ranita Grill)
• Hart of Indiana Inland Distributing Co.
• Kap, Inc.
• Koszegi Products, Inc.
• Michiana Mack Trucks
• Morningside Hotel
• O'Brien Corporation
• South Bend Drug Co., Inc.
• South Bend Stamping (E W I , Allied Prod.)
• White Farm Equipment Company
• Wheel Horse Products
You are eligible for membership as a Spouse Of:
• Persons who died while within our field of membership
You are eligible for membership as a Relative of:
• Immediate relatives of qualified members (Mother, Father, Sister, Brother, Grandparent, Grandchild)
• Other relatives who live in the same household as a qualified member

NCUA Insured Yes / Federally Chartered
Charter Number # # 18336
Date Established 1967
Assets $794.45 million
Loans $687.55 million
Deposits $685.70 million
Capital $111.05 million
 

Field of Membership Restrictions

Membership in Communitywide Federal Credit Union is open to Donor members of Michiana Goodwill Boosters or Marine Corps League. Membership is also open to those who work in Adams Engineering Company, Corrugated Paper Products, Syscon International and over 50 Select Employer Groups.

Deposit Rates - April 23, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
2.00% $1 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
5.30% $1,000 - Learn More
12 Mo CD
5.15% $1,000 - Learn More
18 Mo CD
4.85% $1,000 - Learn More
24 Mo CD
4.50% $1,000 - Learn More
36 Mo CD
4.25% $1,000 - Learn More
48 Mo CD
4.10% $1,000 - Learn More
60 Mo CD
4.00% $1,000 - Learn More
Variable IRA Rates APY MIN MAX
IRA Savings
5.00% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
INTCK
1.00% $1 - Learn MoreShow Less

Loan Rates - April 23, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Communitywide

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Tomo Mortgage, LLC.
NMLS ID: 2059741
6.894% 6.750% 0.88 $4,746 $2,076 Learn More
Rocket Mortgage
NMLS ID: 3030
7.463% 7.375% 0.88 $2,800 $2,211 Learn More
Neighbors Bank
NMLS ID: 491986
Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Communitywide
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Communitywide branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Communitywide Locations



Climate Policy and Initiatives

COMMUNITYWIDE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Communitywide Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Communitywide. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Communitywide U.S. Average
20.53% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Communitywide had $26,015,547 in non-current loans and $1,803,130 in owned assets. To cover these potential losses it had $111,049,880 in net worth and $24,430,629 in loans loss reserves. That gives it a Texas Ratio of 20.53%.

Net Worth
Communitywide U.S. Average
13.81% 13.62%

Communitywide FCU has a net worth of 13.81% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Communitywide

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