Cornerstone Community

Headquarters

Po Box 830
Lockport, NY 14095
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.01% 0.66% →
1-Year CD 0.20% 0.67% →
2-Year CD 0.30% 0.75% →
5-Year CD 0.65% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Cornerstone Community is an NCUA insured institution located in Lockport, NY. It was founded in 1957 and has approximately $515.19 millions in assets.

Who can join?

If you live, work, volunteer, worship or go to school in Niagara County or you have an immediate family member who belongs to Cornerstone Community Federal Credit Union, you are eligible.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11723
Date Established 1957
Assets $515.19 million
Loans $255.77 million
Deposits $474.85 million
Capital $36.63 million
 

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, worship or attend school in Niagara County or have an immediate family member who belongs to Cornerstone Community Federal Credit Union.

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.01% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.20% $10,000 $14,999 Learn More
12 Mo CD
0.20% $100,000 $199,999 Learn More
24 Mo CD
0.30% $10,000 $14,999 Learn More
24 Mo CD
0.30% $100,000 $199,999 Learn More
36 Mo CD
0.35% $10,000 $14,999 Learn More
36 Mo CD
0.35% $100,000 $199,999 Learn More
48 Mo CD
0.50% $10,000 $14,999 Learn More
48 Mo CD
0.50% $100,000 $199,999 Learn More
60 Mo CD
0.65% $10,000 $14,999 Learn More
60 Mo CD
0.65% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $1 $99 Learn MoreShow Less
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for CORNERSTONE COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More
IHL Direct
NMLS ID: 257476
2.884% 2.750% 0.75 $4,368 $1,021 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to CORNERSTONE COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Cornerstone Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Cornerstone Community Locations


Financial Details

Cornerstone Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cornerstone Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cornerstone Community U.S. Average
4.75% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Cornerstone Community had $1,795,486 in non-current loans and $61,057 in owned assets. To cover these potential losses it had $36,625,685 in net worth and $2,471,337 in loans loss reserves. That gives it a Texas Ratio of 4.75%.

Net Worth
Cornerstone Community U.S. Average
7.41% 12.67%

Cornerstone Community FCU has a net worth of 7.41% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cornerstone Community

Branches and Savings

What is Cornerstone Community?

A federal credit union, registered with the NCUA under certificate #11723.
Learn more about credit unions here.

Is Cornerstone Community FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Cornerstone Community is insured by the NCUA.

Who can join Cornerstone Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Cornerstone Community's share account and share certificate rates?

Cornerstone Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cornerstone Community?

Cornerstone Community has total capital of $36.63 million. Full information on Cornerstone Community's financial position is located above.

Who owns Cornerstone Community?

Credit Unions are owned by their members.

Where are Cornerstone Community branches located?

See branch locations nearby.

Are Cornerstone Community ATMs Open 24/7?

Do Cornerstone Community ATMs accept cash deposits?

Can Cornerstone Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cornerstone Community have a mobile app?

Does Cornerstone Community have mobile deposit?

Does Cornerstone Community have quick pay?

How can Cornerstone Community transfer money to other banks or credit unions?

Does Cornerstone Community report to credit bureaus?

Does Cornerstone Community use Chexsystems?

Does Cornerstone Community use Equifax?

What is Cornerstone Community's toll free phone number?

What is Cornerstone Community's ACH Routing Number?

What is Cornerstone Community's SWIFT code?

Where can I find Cornerstone Community's wire transfer form?

What is the Cornerstone Community address for deposits?

What Products Does Cornerstone Community Offer

Does Cornerstone Community offer mortgages?

Compare mortgage rates here.

Does Cornerstone Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cornerstone Community offer auto and RV loans?

Compare auto loan rates here.

Does Cornerstone Community offer student loans or personal loans?

Compare personal loan rates here.

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