PO BOX 60976
San Angelo, TX 76906

Notable Rates APY Vs.Others
Savings 0.05% 2.20% →
1-Year CD 1.00% 2.20% →
2-Year CD 1.25% 2.20% →
5-Year CD 1.65% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Concho Educators is an NCUA insured institution located in San Angelo, TX. It was founded in 1941 and has approximately $81.4 millions in assets.

NCUA Insured Yes
Charter Number # # 4684
Date Established 1941
Assets $81.40 million
Loans $33.93 million
Deposits $72.51 million
Capital $7.98 million

Field of Membership Restrictions

Membership is open to employees and students of schools in the counties of Coke, Concho, Crockett, Irion, Schleicher, Sutton, Tom Green and Menard and also to those who live, work, worship or attend school in Tom Green County.

Deposit Rates - February 20, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $2,500 $9,999 Learn MoreShow Less
Money Market
0.30% $10,000 $24,999 Learn MoreShow Less
Money Market
0.40% $25,000 $49,999 Learn MoreShow Less
Fixed IRA
1.00% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.50% $500 $89,999 Learn MoreShow Less
1.00% $500 $89,999 Learn MoreShow Less
1.25% $500 $89,999 Learn MoreShow Less
1.35% $500 $89,999 Learn MoreShow Less
48 Mo CD
1.50% $500 - Learn MoreShow Less
60 Mo CD
1.65% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 - Learn MoreShow Less

Loan Rates - February 20, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CONCHO EDUCATORS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More
NMLS ID: 2890
License#: MC-3098
3.375% 3.375% 0.00 ($22) $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Concho Educators branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Concho Educators Locations

Financial Details

Concho Educators Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Concho Educators. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Concho Educators U.S. Average
1.76% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Concho Educators had $125,980 in non-current loans and $16,000 in owned assets. To cover these potential losses it had $7,984,213 in net worth and $63,944 in loans loss reserves. That gives it a Texas Ratio of 1.76%.

Net Worth
Concho Educators U.S. Average
9.8% 13.65%

Concho Educators FCU has a net worth of 9.8% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Concho Educators

Branches and Savings

What is Concho Educators?

A federal credit union, registered with the NCUA under certificate #4684.
Learn more about credit unions here.

Is Concho Educators FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Concho Educators?

Please see Field of Membership information above for information on who is eligible to join.

What are Concho Educators's share account and share certificate rates?

Concho Educators's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Concho Educators?

Concho Educators has total capital of $7.98 million. Full information on Concho Educators's financial position is located above.

Who owns Concho Educators?

Credit Unions are owned by their members.

Where are Concho Educators branches located?

See branch locations nearby.

Are Concho Educators ATMs Open 24/7?

Do Concho Educators ATMs accept cash deposits?

Can Concho Educators customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Concho Educators have a mobile app?

Does Concho Educators have mobile deposit?

Does Concho Educators have quick pay?

How can Concho Educators transfer money to other banks or credit unions?

Does Concho Educators report to credit bureaus?

Does Concho Educators use Chexsystems?

Does Concho Educators use Equifax?

What is Concho Educators's toll free phone number?

What is Concho Educators's ACH Routing Number?

What is Concho Educators's SWIFT code?

Where can I find Concho Educators's wire transfer form?

What is the Concho Educators address for deposits?

What Products Does Concho Educators Offer

Does Concho Educators offer mortgages?

Compare mortgage rates here.

Does Concho Educators offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Concho Educators offer auto and RV loans?

Compare auto loan rates here.

Does Concho Educators offer student loans or personal loans?

Compare personal loan rates here.

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