Consumers Credit Union

Headquarters

300 N Field Dr
Lake Forest, IL 60045
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.03% 4.15% →
1-Year CD 1.00% 4.59% →
2-Year CD 1.10% 4.47% →
5-Year CD 1.60% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Consumers is an NCUA insured institution located in Lake Forest, IL. It was founded in 1930 and has approximately $4502.12 millions in assets.

Who can join?

You are eligible for membership regardless of where you live or work.

NCUA Insured Yes / State-Chartered
Charter Number # # 68588
Date Established 1930
Assets $4,502.12 million
Loans $3,116.39 million
Deposits $3,548.99 million
Capital $388.36 million
 

Field of Membership Restrictions

Membership is open to employees and customers of WESTCO.

Deposit Rates - September 18, 2026

Your Current Location: Indiana, IN

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.03% $5 - Learn More
Money Market
0.55% $0 $24,999 Learn More
Money Market
0.65% $25,000 $99,999 Learn More
Money Market
0.75% $100,000 $249,999 Learn More
Money Market
1.16% $250,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Month CD
0.50% $250 - Learn More
6 Mo CD
0.65% $250 - Learn More
7 Mo CD
4.25% $250 - Learn More
7 Month CD Jumbo
4.30% $100,000 - Learn More
12 Mo CD
0.90% $250 - Learn More
12 Mo CD
1.00% $100,000 - Learn More
18 Mo CD
0.99% $250 - Learn More
18 Mo CD
1.09% $100,000 - Learn More
24 Mo CD
1.00% $250 - Learn More
24 Mo CD
1.10% $100,000 - Learn More
30 Mo CD
1.19% $250 - Learn More
30 Mo CD
1.29% $100,000 - Learn More
36 Mo CD
1.30% $250 - Learn More
36 Mo CD
1.40% $100,000 - Learn More
48 Mo CD
1.35% $250 - Learn More
48 Mo CD
1.45% $100,000 - Learn More
60 Mo CD
1.50% $250 - Learn More
60 Mo CD
1.60% $100,000 - Learn More
Variable IRA Rates APY MIN MAX
IRA Savings
0.25% $10 - Learn MoreShow Less
Checking Rates APY MIN FEE
Free Rewards Checking 5.00% $0 $0.00 Learn MoreShow Less
Rewards Checking 3.09% $0 $0.00 Learn MoreShow Less

Loan Rates - September 18, 2026

Your Current Location: Indiana, IN

There are currently no loan rates available for Consumers

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Indiana 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Indiana Home Equity Line Of Credit Rates 2026

View more home equity rates

Note to Consumers
To upload and update your bank's rates please register. It is free to register and add rates.







Branches

Below are Consumers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Vincennes,Indiana



Climate Policy and Initiatives

CONSUMERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Consumers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Consumers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Consumers U.S. Average
12.35% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Consumers had $47,244,634 in non-current loans and $2,844,134 in owned assets. To cover these potential losses it had $388,358,503 in net worth and $17,314,850 in loans loss reserves. That gives it a Texas Ratio of 12.35%.

Net Worth
Consumers U.S. Average
8.93% 14.48%

Consumers FCU has a net worth of 8.93% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Consumers

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