Corinth, NY 12822


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68342
Date Established 1954
Assets $265.21 million
Loans $235.06 million
Deposits $229.89 million
Capital $32.55 million

Hudson River Community is an NCUA insured institution located in Corinth, NY. It was founded in 1954 and has approximately $265.21 millions in assets.

Who can join?

Anyone who lives, works, worships, attends school or are a business or other legal entity, such as a church or association, located within Saratoga, Warren, Washington, Rensselaer counties or the Towns of Cohoes, Watervliet or Green Island and their immediate families are eligible to join HRCCU.

Field of Membership Restrictions

Hudson River Community Credit Union of New York is open to the businesses, accredited institutions, residents, church members, registered students, and the people that maintain employment within these qualified counties: Saratoga, Warren, Washington, and Rensselaer along with these qualified cities or towns: Cohoes, Watervliet, and Green Island as well as the family members of these eligible people.

Deposit Rates - June 26, 2019

Your Current Location: Washington, WA 98101

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $1,000 $9,999 Learn MoreShow Less
Money Market
0.15% $10,000 $24,999 Learn MoreShow Less
Money Market
0.20% $25,000 - Learn MoreShow Less
Fixed IRA
0.70% $500 - Learn MoreShow Less
Special: 15 Mo FIRA
1.74% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $500 - Learn MoreShow Less
12 Mo CD
0.70% $500 - Learn MoreShow Less
Special: 15 Mo CD
1.74% $500 - Learn MoreShow Less
18 Mo CD
0.80% $500 - Learn MoreShow Less
24 Mo CD
1.05% $500 - Learn MoreShow Less
36 Mo CD
1.30% $500 - Learn MoreShow Less
48 Mo CD
1.55% $500 - Learn MoreShow Less
60 Mo CD
1.75% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.10% $250 $999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $2,499 Learn MoreShow Less
Int Ckg
0.10% $2,500 - Learn MoreShow Less

Loan Rates - June 26, 2019

Your Current Location: Washington, WA 98101

There are currently no loan rates available for HUDSON RIVER COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.500% 4.500% 0.00 $0 $1,267 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
5.490 %
N/A Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Hudson River Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Hudson River Community Locations

Financial Details

Hudson River Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hudson River Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hudson River Community U.S. Average
12.30% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Hudson River Community had $4,011,384 in non-current loans and $151,300 in owned assets. To cover these potential losses it had $32,553,402 in net worth and $1,303,052 in loans loss reserves. That gives it a Texas Ratio of 12.30%.

Net Worth
Hudson River Community U.S. Average
12.27% 13.61%

Hudson River Community FCU has a net worth of 12.27% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Hudson River Community

Branches and Savings

What is Hudson River Community?

A federal credit union, registered with the NCUA under certificate #68342.
Learn more about credit unions here.

Is Hudson River Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Hudson River Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Hudson River Community's share account and share certificate rates?

Hudson River Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Hudson River Community?

Hudson River Community has total capital of $32.55 million. Full information on Hudson River Community's financial position is located above.

Who owns Hudson River Community?

Credit Unions are owned by their members.

Where are Hudson River Community branches located?

See branch locations nearby.

Are Hudson River Community ATMs Open 24/7?

Do Hudson River Community ATMs accept cash deposits?

Can Hudson River Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Hudson River Community have a mobile app?

Does Hudson River Community have mobile deposit?

Does Hudson River Community have quick pay?

How can Hudson River Community transfer money to other banks or credit unions?

Does Hudson River Community report to credit bureaus?

Does Hudson River Community use Chexsystems?

Does Hudson River Community use Equifax?

What is Hudson River Community's toll free phone number?

What is Hudson River Community's ACH Routing Number?

What is Hudson River Community's SWIFT code?

Where can I find Hudson River Community's wire transfer form?

What is the Hudson River Community address for deposits?

What Products Does Hudson River Community Offer

Does Hudson River Community offer mortgages?

Compare mortgage rates here.

Does Hudson River Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Hudson River Community offer auto and RV loans?

Compare auto loan rates here.

Does Hudson River Community offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Hudson River Community

There are currently no comments for Hudson River Community. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →