COOPERATIVE CENTER

2001 ASHBY AVE
Berkeley, CA 94703

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 4900
Date Established 1942
Assets $120.73 million
Loans $69.36 million
Deposits $112.82 million
Capital $6.31 million

Cooperative Center is an NCUA insured institution located in Berkeley, CA. It was founded in 1942 and has approximately $120.73 millions in assets.

Field of Membership Restrictions

Membership is open to employees of the select employer group and immediate family of existing members.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $1,000 $9,999 Learn MoreShow Less
Money Market
0.11% $10,000 $99,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.20% $1,000 $4,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.11% $5,000 $24,999 Learn MoreShow Less
3 Mo CD
0.11% $100,000 - Learn MoreShow Less
6 Mo CD
0.11% $5,000 $24,999 Learn MoreShow Less
6 Mo CD
0.11% $100,000 - Learn MoreShow Less
12 Mo CD
0.20% $5,000 $24,999 Learn MoreShow Less
12 Mo CD
0.20% $100,000 - Learn MoreShow Less
18 Mo CD
0.20% $5,000 $24,999 Learn MoreShow Less
18 Mo CD
0.20% $100,000 - Learn MoreShow Less
24 Mo CD
0.20% $5,000 $24,999 Learn MoreShow Less
24 Mo CD
0.20% $100,000 - Learn MoreShow Less
36 Mo CD
0.26% $5,000 $24,999 Learn MoreShow Less
36 Mo CD
0.26% $100,000 - Learn MoreShow Less
48 Mo CD
0.26% $5,000 $24,999 Learn MoreShow Less
48 Mo CD
0.26% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,000 - Learn MoreShow Less

Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COOPERATIVE CENTER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to COOPERATIVE CENTER
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Cooperative Center branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Cooperative Center Locations


Financial Details

Cooperative Center Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cooperative Center. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cooperative Center U.S. Average
15.63% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Cooperative Center had $963,665 in non-current loans and $117,250 in owned assets. To cover these potential losses it had $6,308,389 in net worth and $607,494 in loans loss reserves. That gives it a Texas Ratio of 15.63%.

Net Worth
Cooperative Center U.S. Average
5.26% 13.47%

Cooperative Center FCU has a net worth of 5.26% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cooperative Center

Branches and Savings

What is Cooperative Center?

A federal credit union, registered with the NCUA under certificate #4900.
Learn more about credit unions here.

Is Cooperative Center FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Cooperative Center?

Please see Field of Membership information above for information on who is eligible to join.

What are Cooperative Center's share account and share certificate rates?

Cooperative Center's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cooperative Center?

Cooperative Center has total capital of $6.31 million. Full information on Cooperative Center's financial position is located above.

Who owns Cooperative Center?

Credit Unions are owned by their members.

Where are Cooperative Center branches located?

See branch locations nearby.

Are Cooperative Center ATMs Open 24/7?

Do Cooperative Center ATMs accept cash deposits?

Can Cooperative Center customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cooperative Center have a mobile app?

Does Cooperative Center have mobile deposit?

Does Cooperative Center have quick pay?

How can Cooperative Center transfer money to other banks or credit unions?

Does Cooperative Center report to credit bureaus?

Does Cooperative Center use Chexsystems?

Does Cooperative Center use Equifax?

What is Cooperative Center's toll free phone number?

What is Cooperative Center's ACH Routing Number?

What is Cooperative Center's SWIFT code?

Where can I find Cooperative Center's wire transfer form?

What is the Cooperative Center address for deposits?

What Products Does Cooperative Center Offer

Does Cooperative Center offer mortgages?

Compare mortgage rates here.

Does Cooperative Center offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cooperative Center offer auto and RV loans?

Compare auto loan rates here.

Does Cooperative Center offer student loans or personal loans?

Compare personal loan rates here.

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