Cooperative Center


2001 Ashby Ave
Berkeley, CA 94703
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.20% 0.70% →
2-Year CD 0.20% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Cooperative Center is an NCUA insured institution located in Berkeley, CA. It was founded in 1942 and has approximately $136.96 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4900
Date Established 1942
Assets $136.96 million
Loans $68.80 million
Deposits $127.77 million
Capital $8.70 million

Field of Membership Restrictions

Membership is open to employees of the select employer group and immediate family of existing members.

Deposit Rates - August 3, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.11% $10,000 $14,999 Learn More
Money Market
0.11% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.11% $10,000 $14,999 Learn More
6 Mo CD
0.11% $100,000 $199,999 Learn More
12 Mo CD
0.20% $10,000 $14,999 Learn More
12 Mo CD
0.20% $100,000 $199,999 Learn More
18 Mo CD
0.20% $10,000 $14,999 Learn More
18 Mo CD
0.20% $100,000 $199,999 Learn More
24 Mo CD
0.20% $10,000 $14,999 Learn More
24 Mo CD
0.20% $100,000 $199,999 Learn More
36 Mo CD
0.26% $10,000 $14,999 Learn More
36 Mo CD
0.26% $100,000 $199,999 Learn More
48 Mo CD
0.26% $10,000 $14,999 Learn More
48 Mo CD
0.26% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 3, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for COOPERATIVE CENTER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
CIT Bank
NMLS ID: 541760
2.775% 2.700% 1.00 $2,455 $1,014 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Cooperative Center branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Cooperative Center Locations

Financial Details

Cooperative Center Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cooperative Center. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cooperative Center U.S. Average
7.57% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Cooperative Center had $604,575 in non-current loans and $89,560 in owned assets. To cover these potential losses it had $8,702,080 in net worth and $470,254 in loans loss reserves. That gives it a Texas Ratio of 7.57%.

Net Worth
Cooperative Center U.S. Average
6.68% 12.20%

Cooperative Center FCU has a net worth of 6.68% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cooperative Center

Branches and Savings

What is Cooperative Center?

A federal credit union, registered with the NCUA under certificate #4900.
Learn more about credit unions here.

Is Cooperative Center FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Cooperative Center is insured by the NCUA.

Who can join Cooperative Center?

Please see Field of Membership information above for information on who is eligible to join.

What are Cooperative Center's share account and share certificate rates?

Cooperative Center's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cooperative Center?

Cooperative Center has total capital of $8.70 million. Full information on Cooperative Center's financial position is located above.

Who owns Cooperative Center?

Credit Unions are owned by their members.

Where are Cooperative Center branches located?

See branch locations nearby.

Are Cooperative Center ATMs Open 24/7?

Do Cooperative Center ATMs accept cash deposits?

Can Cooperative Center customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cooperative Center have a mobile app?

Does Cooperative Center have mobile deposit?

Does Cooperative Center have quick pay?

How can Cooperative Center transfer money to other banks or credit unions?

Does Cooperative Center report to credit bureaus?

Does Cooperative Center use Chexsystems?

Does Cooperative Center use Equifax?

What is Cooperative Center's toll free phone number?

What is Cooperative Center's ACH Routing Number?

What is Cooperative Center's SWIFT code?

Where can I find Cooperative Center's wire transfer form?

What is the Cooperative Center address for deposits?

What Products Does Cooperative Center Offer

Does Cooperative Center offer mortgages?

Compare mortgage rates here.

Does Cooperative Center offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cooperative Center offer auto and RV loans?

Compare auto loan rates here.

Does Cooperative Center offer student loans or personal loans?

Compare personal loan rates here.

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