P.O. Box 120729
Nashville, TN 37212
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 1.40% →
1-Year CD 0.75% 1.15% →
2-Year CD 0.90% 1.26% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Cornerstone Financial is an NCUA insured institution located in Nashville, TN. It was founded in 1962 and has approximately $407.6 millions in assets.

Who can join?

Members come from a broad variety of groups, including:
• Public and private school, college and university employees in Tennessee.
• Other educational institutions, associations and organizations.
• Approved employers and associations (a listing is available in any of our offices of companies and organizations which are within Cornerstone’s field of membership).
• Individuals who are retired employees of eligible member groups.
• Individuals who live or work in Antioch, Dickson, Franklin, Murfreesboro, Goodlettsville, and certain zip codes throughout Nashville.
• Family members of all Cornerstone Financial Credit Union members.
If you do not meet eligibility through any of the above options, not a problem!
You can still become a member if you authorize CFCU to send your name, address and email to the Adventure Science Center for a 30 day free trial. You do not have to retain membership with the Adventure Science Center after your 30-day free trial to remain a CFCU member.

NCUA Insured Yes
Charter Number # # 67972
Date Established 1962
Assets $407.60 million
Loans $338.78 million
Deposits $366.76 million
Capital $40.27 million

Field of Membership Restrictions

Cornerstone Financial CU of Tennessee is open to the residents and people maintaining employment in these Tennessee Counties; Antioch, Dickson, Franklin, Murfreesboro, and Goodlettsville, along with certain zip codes in the Nashville Area, employees of the Tennessee educational system; including public and private schools, college and universities, and all other forms of educational facilities or associations. Membership eligibility also extends to include the current and retired employees of the CU-affiliated SEG's and the family members of current CU members.

Deposit Rates - July 7, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $50 - Learn More
Money Market
0.05% $1,000 $9,999 Learn More
Money Market
0.10% $10,000 $24,999 Learn More
Money Market
0.15% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.25% $500 $24,999 Learn More
3 Mo CD
0.35% $50,000 - Learn More
6 Mo CD
0.40% $500 $24,999 Learn More
6 Mo CD
0.50% $50,000 - Learn More
12 Mo CD
0.65% $500 $24,999 Learn More
12 Mo CD
0.75% $50,000 - Learn More
18 Mo CD
0.70% $500 $24,999 Learn More
18 Mo CD
0.80% $50,000 - Learn More
24 Mo CD
0.80% $500 $24,999 Learn More
24 Mo CD
0.90% $50,000 - Learn More
36 Mo CD
0.85% $500 $24,999 Learn More
36 Mo CD
0.95% $50,000 - Learn More
48 Mo CD
0.90% $500 $24,999 Learn More
48 Mo CD
1.00% $50,000 - Learn More
Variable IRA Rates APY MIN MAX
0.15% $100 - Learn MoreShow Less
Fixed IRA
0.65% $500 $24,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less

Loan Rates - July 7, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CORNERSTONE FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Cornerstone Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Cornerstone Financial Locations

Financial Details

Cornerstone Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cornerstone Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cornerstone Financial U.S. Average
5.30% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Cornerstone Financial had $2,207,002 in non-current loans and $32,925 in owned assets. To cover these potential losses it had $40,273,864 in net worth and $1,998,077 in loans loss reserves. That gives it a Texas Ratio of 5.30%.

Net Worth
Cornerstone Financial U.S. Average
9.88% 13.86%

Cornerstone Financial FCU has a net worth of 9.88% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cornerstone Financial

Branches and Savings

What is Cornerstone Financial?

A federal credit union, registered with the NCUA under certificate #67972.
Learn more about credit unions here.

Is Cornerstone Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Cornerstone Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Cornerstone Financial's share account and share certificate rates?

Cornerstone Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cornerstone Financial?

Cornerstone Financial has total capital of $40.27 million. Full information on Cornerstone Financial's financial position is located above.

Who owns Cornerstone Financial?

Credit Unions are owned by their members.

Where are Cornerstone Financial branches located?

See branch locations nearby.

Are Cornerstone Financial ATMs Open 24/7?

Do Cornerstone Financial ATMs accept cash deposits?

Can Cornerstone Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cornerstone Financial have a mobile app?

Does Cornerstone Financial have mobile deposit?

Does Cornerstone Financial have quick pay?

How can Cornerstone Financial transfer money to other banks or credit unions?

Does Cornerstone Financial report to credit bureaus?

Does Cornerstone Financial use Chexsystems?

Does Cornerstone Financial use Equifax?

What is Cornerstone Financial's toll free phone number?

What is Cornerstone Financial's ACH Routing Number?

What is Cornerstone Financial's SWIFT code?

Where can I find Cornerstone Financial's wire transfer form?

What is the Cornerstone Financial address for deposits?

What Products Does Cornerstone Financial Offer

Does Cornerstone Financial offer mortgages?

Compare mortgage rates here.

Does Cornerstone Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cornerstone Financial offer auto and RV loans?

Compare auto loan rates here.

Does Cornerstone Financial offer student loans or personal loans?

Compare personal loan rates here.

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