CREDIT UNION 1

P.O. Box 200
Rantoul, IL 61866

 

2018 Overview

General Credit Union Information

NCUA Insured No
Charter Number # # 96069
Date Established 1958
Assets $855.85 million
Loans $475.56 million
Deposits $770.23 million
Capital $77.12 million

Credit Union 1 is located in Rantoul, Il. It was founded in 1958 and has approximately $855.85 millions in assets.

Who can join?

Members of Select Employee Groups and their families are eligible to join.

Deposit Rates - November 12, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.85% $2,500 $9,999 Learn MoreShow Less
Money Market
0.90% $10,000 $24,999 Learn MoreShow Less
Money Market
0.95% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.45% $1,000 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $500 - Learn MoreShow Less

Loan Rates - November 12, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CREDIT UNION 1

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings and Loans 4.24% $246 Learn More
Flagstar Bank 5.49% $284 Learn More

Note to CREDIT UNION 1
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Credit Union 1 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Credit Union 1 Locations

Financial Details

Credit Union 1 Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Credit Union 1. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Credit Union 1 U.S. Average
7.45% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Credit Union 1 had $4,221,995 in non-current loans and $1,808,427 in owned assets. To cover these potential losses it had $77,120,188 in net worth and $3,797,062 in loans loss reserves. That gives it a Texas Ratio of 7.45%.

Net Worth
Credit Union 1 U.S. Average
9.19% 13.21%

Credit Union 1 FCU has a net worth of 9.19% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Credit Union 1

What is Credit Union 1?

A federal credit union, registered with the NCUA under certificate #96069.
Learn more about credit unions here.

Is Credit Union 1 FDIC insured?

No, Credit Union 1 credit union is not insured by the FDIC because it is not a bank. Because it is state chartered and not federally chartered, it is also not insured by the NCUA. Deposits may or may not be insured by private deposit insurance and you should check with the state chartering organization to confirm whether and to what level your deposits are required to be protected.

Who can join Credit Union 1?

Please see Field of Membership information above for information on who is eligible to join.

What are Credit Union 1's share account and share certificate rates?

Credit Union 1's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Credit Union 1?

Credit Union 1 has total capital of $77.12 million. Full information on Credit Union 1's financial position is located above.

Who owns Credit Union 1?

Credit Unions are owned by their members.

Where are Credit Union 1 branches located?

See branch locations nearby.

Are Credit Union 1 ATMs Open 24/7?

Do Credit Union 1 ATMs accept cash deposits?

Can Credit Union 1 customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Credit Union 1 have a mobile app?

Does Credit Union 1 have mobile deposit?

Does Credit Union 1 have quick pay?

How can Credit Union 1 transfer money to other banks or credit unions?

Does Credit Union 1 report to credit bureaus?

Does Credit Union 1 use Chexsystems?

Does Credit Union 1 use Equifax?

What is Credit Union 1's toll free phone number?

What is Credit Union 1's ACH Routing Number?

What is Credit Union 1's SWIFT code?

Where can I find Credit Union 1's wire transfer form?

What is the Credit Union 1 address for deposits?

What Products Does Credit Union 1 Offer

Does Credit Union 1 offer mortgages?

Compare mortgage rates here.

Does Credit Union 1 offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Credit Union 1 offer auto and RV loans?

Compare auto loan rates here.

Does Credit Union 1 offer student loans or personal loans?

Compare personal loan rates here.

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