Goessel, KS 67053
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Notable Rates APY Vs.Others
Savings 0.15% 0.95% →
1-Year CD 0.40% 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Crossroads is an NCUA insured institution located in Goessel, KS. It was founded in 1950 and has approximately $9.74 millions in assets.

NCUA Insured Yes
Charter Number # # 68557
Date Established 1950
Assets $9.74 million
Loans $5.86 million
Deposits $8.16 million
Capital $1.53 million

Deposit Rates - October 23, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $10,000 $14,999 Learn More
3 Mo CD
0.20% $100,000 $199,999 Learn More
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
30 Mo CD
0.70% $10,000 $14,999 Learn More
30 Mo CD
0.70% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 23, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CROSSROADS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.570% 2.500% 0.88 $2,312 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Below are Crossroads branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Crossroads Locations

Financial Details

Crossroads Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Crossroads. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Crossroads U.S. Average
12.93% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Crossroads had $210,953 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,529,292 in net worth and $102,427 in loans loss reserves. That gives it a Texas Ratio of 12.93%.

Net Worth
Crossroads U.S. Average
15.7% 13.61%

Crossroads FCU has a net worth of 15.7% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Crossroads

Branches and Savings

What is Crossroads?

A federal credit union, registered with the NCUA under certificate #68557.
Learn more about credit unions here.

Is Crossroads FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Crossroads?

Please see Field of Membership information above for information on who is eligible to join.

What are Crossroads's share account and share certificate rates?

Crossroads's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Crossroads?

Crossroads has total capital of $1.53 million. Full information on Crossroads's financial position is located above.

Who owns Crossroads?

Credit Unions are owned by their members.

Where are Crossroads branches located?

See branch locations nearby.

Are Crossroads ATMs Open 24/7?

Do Crossroads ATMs accept cash deposits?

Can Crossroads customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Crossroads have a mobile app?

Does Crossroads have mobile deposit?

Does Crossroads have quick pay?

How can Crossroads transfer money to other banks or credit unions?

Does Crossroads report to credit bureaus?

Does Crossroads use Chexsystems?

Does Crossroads use Equifax?

What is Crossroads's toll free phone number?

What is Crossroads's ACH Routing Number?

What is Crossroads's SWIFT code?

Where can I find Crossroads's wire transfer form?

What is the Crossroads address for deposits?

What Products Does Crossroads Offer

Does Crossroads offer mortgages?

Compare mortgage rates here.

Does Crossroads offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Crossroads offer auto and RV loans?

Compare auto loan rates here.

Does Crossroads offer student loans or personal loans?

Compare personal loan rates here.

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